CSL Finance Intrinsic Value
CSL Finance (CSLFINANCE) median intrinsic value is ₹428.26 from 8 valuation models (range ₹111–₹605), vs current price ₹226.27 — +89.3% upside (Trading Below Calculated Value), margin of safety 47.2%. For current market price and key ratios, visit CSLFINANCE stock price BSE.
CSLFINANCE Valuation Methods Summary — DCF, Graham Number & P/E
CSL Finance intrinsic value across 8 models vs current price ₹226.27 — upside/downside and value range per method. Analyse CSL Finance ownership structure to track promoter, FII and institutional holdings.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹453.60 | ₹362.88 - ₹544.32 | +100.5% | EPS: ₹37.80, Sector P/E: 12x |
| Book Value Method | asset | ₹216.35 | ₹194.72 - ₹237.99 | -4.4% | Book Value/Share: ₹270.43, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹111.30 | ₹100.17 - ₹122.43 | -50.8% | Revenue/Share: ₹111.30, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹428.26 | ₹385.43 - ₹471.09 | +89.3% | EBITDA: ₹197.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹604.80 | ₹544.32 - ₹665.28 | +167.3% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹325.08 | ₹292.57 - ₹357.59 | +43.7% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹427.83 | ₹385.05 - ₹470.61 | +89.1% | ROE: 13.2%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹479.59 | ₹431.63 - ₹527.55 | +112.0% | EPS: ₹37.80, BVPS: ₹270.43 |
CSLFINANCE Intrinsic Value vs Market Price — All Valuation Models
CSL Finance fair value range ₹111–₹605 vs current market price ₹226.27 across 8 valuation models. Read CSL Finance dividend payments for the complete payout history and dividend yield track record.
CSLFINANCE Intrinsic Value Analysis — Undervalued or Overvalued?
CSL Finance median intrinsic value ₹428.26, current price ₹226.27 — Trading Below Calculated Value by 89.3%, margin of safety 47.2%.
What is the intrinsic value of CSLFINANCE?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of CSL Finance (CSLFINANCE) is ₹428.26 (median value). With the current market price of ₹226.27, this represents a +89.3% variance from our estimated fair value.
The valuation range spans from ₹111.30 to ₹604.80, indicating ₹111.30 - ₹604.80.
Is CSLFINANCE undervalued or overvalued?
Based on our multi-method analysis, CSL Finance (CSLFINANCE) appears to be trading below calculated value by approximately 89.3%.
CSLFINANCE Financial Health — Key Ratios vs Industry Benchmarks
CSL Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.12 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 13.2% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 77.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.17x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
CSLFINANCE Cash Flow Quality — Operating & Free Cash Flow
CSL Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-172 Cr | ₹-173 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-128 Cr | ₹-129 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-167 Cr | ₹-168 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-158 Cr | ₹-160 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹22 Cr | ₹22 Cr | Positive Free Cash Flow | 8/10 |