CSL Finance Intrinsic Value
CSL Finance (CSLFINANCE) median intrinsic value is ₹436.48 from 9 valuation models (range ₹117–₹482), vs current price ₹218.24 — +100.0% upside (Trading Below Calculated Value), margin of safety 50.0%. For current market price and key ratios, visit CSLFINANCE stock price BSE.
CSLFINANCE Valuation Methods Summary — DCF, Graham Number & P/E
CSL Finance intrinsic value across 9 models vs current price ₹218.24 — upside/downside and value range per method. Check CSLFINANCE company valuation to track the company's total market size over time.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹458.40 | ₹366.72 - ₹550.08 | +110.0% | EPS: ₹38.20, Sector P/E: 12x |
| Book Value Method | asset | ₹216.35 | ₹194.72 - ₹237.99 | -0.9% | Book Value/Share: ₹270.43, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹116.52 | ₹104.87 - ₹128.17 | -46.6% | Revenue/Share: ₹116.52, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹436.48 | ₹392.83 - ₹480.13 | +100.0% | EBITDA: ₹206.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹451.23 | ₹406.11 - ₹496.35 | +106.8% | EPS Growth: 14.8%, Fair P/E: 11.8x |
| Growth Adjusted P/E | growth | ₹328.52 | ₹295.67 - ₹361.37 | +50.5% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹436.48 | ₹392.83 - ₹480.13 | +100.0% | ROE: 14.0%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹482.12 | ₹433.91 - ₹530.33 | +120.9% | EPS: ₹38.20, BVPS: ₹270.43 |
| Dividend Yield Method | dividend | ₹250.00 | ₹225.00 - ₹275.00 | +14.6% | DPS: ₹10.00, Target Yield: 4.0% |
CSLFINANCE Intrinsic Value vs Market Price — All Valuation Models
CSL Finance fair value range ₹117–₹482 vs current market price ₹218.24 across 9 valuation models. See CSLFINANCE book value to compare market price against book value per share.
CSLFINANCE Intrinsic Value Analysis — Undervalued or Overvalued?
CSL Finance median intrinsic value ₹436.48, current price ₹218.24 — Trading Below Calculated Value by 100.0%, margin of safety 50.0%.
What is the intrinsic value of CSLFINANCE?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of CSL Finance (CSLFINANCE) is ₹436.48 (median value). With the current market price of ₹218.24, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹116.52 to ₹482.12, indicating ₹116.52 - ₹482.12.
Is CSLFINANCE undervalued or overvalued?
Based on our multi-method analysis, CSL Finance (CSLFINANCE) appears to be trading below calculated value by approximately 100.0%.
CSLFINANCE Financial Health — Key Ratios vs Industry Benchmarks
CSL Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.12 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 14.0% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 77.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.18x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
CSLFINANCE Cash Flow Quality — Operating & Free Cash Flow
CSL Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-57 Cr | ₹-58 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-103 Cr | ₹-108 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-128 Cr | ₹-129 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-167 Cr | ₹-168 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-158 Cr | ₹-160 Cr | Negative Cash Flow | 3/10 |