Credit Access Grameen P/B Ratio
Credit Access Grameen (CREDITACC) P/B ratio is 2.88 (Moderate), book value per share ₹490.12 vs Financial Services average P/B of -3.94 — High - Premium to book value, growth expectations or asset-light model. For live price, earnings yield and the full fundamental profile, see Credit Access Grameen share price chart.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
CREDITACC P/B Ratio — Valuation Insights & Book Value Analysis
Credit Access Grameen price-to-book ratio interpretation, valuation status and historical context — current P/B 2.88 (Moderate). View CREDITACC yearly price range for the annual high/low range and current price position.
- Trading at premium to sector average PB of -3.94
Credit Access Grameen P/B Ratio Historical Trend
CREDITACC annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Compare with CREDITACC fair value estimate to assess whether the stock is under or overvalued.
CREDITACC Historical P/B Ratio — Book Value Per Share & Year-End Price
Credit Access Grameen annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 2.98 | ₹490.12 | ₹1462.30 | ₹7,842 | Moderate |
| 2025 | 2.93 | ₹434.75 | ₹1273.60 | ₹6,956 | Moderate |
| 2024 | 2.15 | ₹413.21 | ₹886.55 | ₹6,570 | Moderate |
| 2023 | 4.97 | ₹321.19 | ₹1596.55 | ₹5,107 | High |
| 2022 | 3.43 | ₹267.12 | ₹915.30 | ₹4,167 | High |
CREDITACC vs Financial Services Peers — P/B Ratio Comparison
Credit Access Grameen P/B 2.88 vs Financial Services average -3.94, median -0.03 — range -91.12–0.12.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Manraj Housing Finance | MANRAJH | -28.0 | ₹21 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Classic Leasing & Finance | CLFL | -10.18 | ₹17 | Low |
| Gujarat Lease Financing | GLFL | -4.51 | ₹18 | Low |
| Roselabs Finance | ROSELABS | -3.95 | ₹21 | Low |
| CMX Holdings | CMXLTD | -3.64 | ₹25 | Low |
| GACM Technologies DVR | GATECHDVR | -3.35 | ₹9 | Low |
| Manipal Finance | MNPLFIN | -2.51 | ₹19 | Low |