Credit Access Grameen P/B Ratio
Credit Access Grameen (CREDITACC) P/B ratio is 2.87 (Moderate), book value per share ₹490.12 vs Financial Services average P/B of -3.59 — High - Premium to book value, growth expectations or asset-light model. For live price, earnings yield and the full fundamental profile, see Credit Access Grameen share price chart.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
CREDITACC P/B Ratio — Valuation Insights & Book Value Analysis
Credit Access Grameen price-to-book ratio interpretation, valuation status and historical context — current P/B 2.87 (Moderate). Explore CREDITACC fundamental worth to estimate fundamental worth using multiple valuation models.
- Trading at premium to sector average PB of -3.59
Credit Access Grameen P/B Ratio Historical Trend
CREDITACC annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Read CREDITACC dividend history for the complete payout history and dividend yield track record.
CREDITACC Historical P/B Ratio — Book Value Per Share & Year-End Price
Credit Access Grameen annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 2.83 | ₹490.12 | ₹1387.60 | ₹7,842 | Moderate |
| 2025 | 2.93 | ₹434.75 | ₹1273.60 | ₹6,956 | Moderate |
| 2024 | 2.15 | ₹413.21 | ₹886.55 | ₹6,570 | Moderate |
| 2023 | 4.97 | ₹321.19 | ₹1596.55 | ₹5,107 | High |
| 2022 | 3.43 | ₹267.12 | ₹915.30 | ₹4,167 | High |
CREDITACC vs Financial Services Peers — P/B Ratio Comparison
Credit Access Grameen P/B 2.87 vs Financial Services average -3.59, median 0.0 — range -91.12–0.13.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Manraj Housing Finance | MANRAJH | -21.51 | ₹17 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -4.6 | ₹22 | Low |
| CMX Holdings | CMXLTD | -3.78 | ₹25 | Low |
| GACM Technologies DVR | GATECHDVR | -3.42 | ₹9 | Low |
| Gujarat Lease Financing | GLFL | -3.41 | ₹15 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |
| Kiduja India | KIDUJA | -2.19 | ₹47 | Low |