Credit Access Grameen P/B Ratio
CREDITACC • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
2.97
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model
Current Valuation Metrics
P/B Ratio
2.97
Current Price
₹1325.00
Book Value/Share
₹434.75
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹6,956 Cr
Share Capital
₹160 Cr
Reserves & Surplus
₹6,796 Cr
Outstanding Shares
160,000,000
Book Value per Share
₹434.75
Valuation Signal
Signal
Overvalued
Historical Avg
3.19
Historical Range
2.15 - 4.97
Percentile
60.0%
Sector Context
Sector Average
-12.08
Sector Median
0.0
Sector Rank
#11 of 50
Sector Percentile
22.0%
Key P/B Ratio Insights for Credit Access Grameen
- Trading at premium to sector average PB of -12.08
View the current stock price of Credit Access Grameen for more insights.
P/B Ratio Historical Trend for Credit Access Grameen
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for Credit Access Grameen
Additional stock information and data for CREDITACC
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 2.93 | ₹434.75 | ₹1273.60 | ₹6,956 | Moderate |
| 2024 | 2.15 | ₹413.21 | ₹886.55 | ₹6,570 | Moderate |
| 2023 | 4.97 | ₹321.19 | ₹1596.55 | ₹5,107 | High |
| 2022 | 3.43 | ₹267.12 | ₹915.30 | ₹4,167 | High |
| 2021 | 2.46 | ₹243.33 | ₹597.85 | ₹3,796 | Moderate |
Sector P/B Ratio Comparison
Comparing Credit Access Grameen with other companies in Financial Services sector
Sector Average
-12.08
Sector Median
0.0
Lowest P/B
-404.04
Highest P/B
0.14
Companies
50
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| BEML Land Assets | BLAL | -404.04 | ₹867 | Low |
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Manraj Housing Finance | MANRAJH | -36.55 | ₹24 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| CMX Holdings | CMXLTD | -10.49 | ₹65 | Low |
| Trustwave Securities | TRUSTWAVE | -10.43 | ₹11 | Low |
| Gujarat Lease Financing | GLFL | -5.51 | ₹17 | Low |
| Roselabs Finance | ROSELABS | -4.53 | ₹22 | Low |
| Classic Leasing & Finance | CLFL | -3.33 | ₹13 | Low |
| Reliance Home Finance | RHFL | -2.64 | ₹136 | Low |