Comfort Fincap Intrinsic Value
Comfort Fincap (COMFINCAP) median intrinsic value is ₹14.36 from 8 valuation models (range ₹3–₹22), vs current price ₹7.18 — +100.0% upside (Trading Below Calculated Value), margin of safety 50.0%. Read COMFINCAP dividend payout details for the complete payout history and dividend yield track record.
COMFINCAP Valuation Methods Summary — DCF, Graham Number & P/E
Comfort Fincap intrinsic value across 8 models vs current price ₹7.18 — upside/downside and value range per method. Analyse Comfort Fincap shareholding analysis to track promoter, FII and institutional holdings.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹5.76 | ₹4.61 - ₹6.91 | -19.8% | EPS: ₹0.48, Sector P/E: 12x |
| Book Value Method | asset | ₹17.95 | ₹16.16 - ₹19.75 | +150.0% | Book Value/Share: ₹55.56, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹8.89 | ₹8.00 - ₹9.78 | +23.8% | Revenue/Share: ₹8.89, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹14.36 | ₹12.92 - ₹15.80 | +100.0% | EBITDA: ₹8.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹17.95 | ₹14.36 - ₹21.54 | +150.0% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹3.07 | ₹2.76 - ₹3.38 | -57.2% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹3.96 | ₹3.56 - ₹4.36 | -44.8% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| Graham Defensive Method | conservative | ₹21.54 | ₹19.39 - ₹23.69 | +200.0% | EPS: ₹0.48, BVPS: ₹55.56 |
COMFINCAP Intrinsic Value vs Market Price — All Valuation Models
Comfort Fincap fair value range ₹3–₹22 vs current market price ₹7.18 across 8 valuation models. For current market price and key ratios, visit Comfort Fincap share price screener.
COMFINCAP Intrinsic Value Analysis — Undervalued or Overvalued?
Comfort Fincap median intrinsic value ₹14.36, current price ₹7.18 — Trading Below Calculated Value by 100.0%, margin of safety 50.0%.
What is the intrinsic value of COMFINCAP?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Comfort Fincap (COMFINCAP) is ₹14.36 (median value). With the current market price of ₹7.18, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹3.07 to ₹21.54, indicating ₹3.07 - ₹21.54.
Is COMFINCAP undervalued or overvalued?
Based on our multi-method analysis, Comfort Fincap (COMFINCAP) appears to be trading below calculated value by approximately 100.0%.
COMFINCAP Financial Health — Key Ratios vs Industry Benchmarks
Comfort Fincap financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 52.50 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | 4.0% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 42.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.15x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
COMFINCAP Cash Flow Quality — Operating & Free Cash Flow
Comfort Fincap operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-20 Cr | ₹-20 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹4 Cr | ₹4 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹27 Cr | ₹27 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹-15 Cr | ₹-15 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-13 Cr | ₹-13 Cr | Negative Cash Flow | 3/10 |