Comfort Fincap Intrinsic Value
Comfort Fincap (COMFINCAP) median intrinsic value is ₹15.34 from 9 valuation models (range ₹4–₹23), vs current price ₹7.67 — +100.0% upside (Trading Below Calculated Value), margin of safety 50.0%. For current market price and key ratios, visit COMFINCAP stock price BSE.
COMFINCAP Valuation Methods Summary — DCF, Graham Number & P/E
Comfort Fincap intrinsic value across 9 models vs current price ₹7.67 — upside/downside and value range per method. Browse COMFINCAP complete financial for revenue, profit, balance sheet and cash flow data.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹8.16 | ₹6.53 - ₹9.79 | +6.4% | EPS: ₹0.68, Sector P/E: 12x |
| Book Value Method | asset | ₹19.18 | ₹17.26 - ₹21.10 | +150.1% | Book Value/Share: ₹54.38, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹7.50 | ₹6.75 - ₹8.25 | -2.2% | Revenue/Share: ₹7.50, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹15.34 | ₹13.81 - ₹16.87 | +100.0% | EBITDA: ₹8.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹19.18 | ₹15.34 - ₹23.02 | +150.1% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹4.35 | ₹3.91 - ₹4.79 | -43.3% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹5.60 | ₹5.04 - ₹6.16 | -27.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹15.34 | ₹13.81 - ₹16.87 | +100.0% | ROE: 9.2%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹23.01 | ₹20.71 - ₹25.31 | +200.0% | EPS: ₹0.68, BVPS: ₹54.38 |
COMFINCAP Intrinsic Value vs Market Price — All Valuation Models
Comfort Fincap fair value range ₹4–₹23 vs current market price ₹7.67 across 9 valuation models. Compare with COMFINCAP intrinsic value calculation to assess whether the stock is under or overvalued.
COMFINCAP Intrinsic Value Analysis — Undervalued or Overvalued?
Comfort Fincap median intrinsic value ₹15.34, current price ₹7.67 — Trading Below Calculated Value by 100.0%, margin of safety 50.0%.
What is the intrinsic value of COMFINCAP?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Comfort Fincap (COMFINCAP) is ₹15.34 (median value). With the current market price of ₹7.67, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹4.35 to ₹23.01, indicating ₹4.35 - ₹23.01.
Is COMFINCAP undervalued or overvalued?
Based on our multi-method analysis, Comfort Fincap (COMFINCAP) appears to be trading below calculated value by approximately 100.0%.
COMFINCAP Financial Health — Key Ratios vs Industry Benchmarks
Comfort Fincap financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.14 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 9.2% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 71.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.11x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
COMFINCAP Cash Flow Quality — Operating & Free Cash Flow
Comfort Fincap operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-20 Cr | ₹-20 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹4 Cr | ₹4 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹27 Cr | ₹27 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹-15 Cr | ₹-15 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-13 Cr | ₹-13 Cr | Negative Cash Flow | 3/10 |