City Union Bank P/B Ratio

CUB • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
2.2
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

Current Valuation Metrics

P/B Ratio 2.2
Current Price ₹279.50
Book Value/Share ₹1279.32
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹9,467 Cr
Share Capital ₹74 Cr
Reserves & Surplus ₹9,393 Cr
Outstanding Shares 74,000,000
Book Value per Share ₹1279.32

Valuation Signal

Signal Fairly Valued
Historical Avg 0.18
Historical Range 0.15 - 0.23
Percentile 100.0%

Sector Context

Sector Average 1.51
Sector Median 1.3
Sector Rank #11 of 40
Sector Percentile 27.5%

Key P/B Ratio Insights for City Union Bank

  • Current PB is 1122.2% above historical average
  • Trading at premium to sector average PB of 1.51

View the current stock price of City Union Bank for more insights.

P/B Ratio Historical Trend for City Union Bank

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.23 ₹1279.32 ₹290.80 ₹9,467 Low
2024 0.15 ₹1135.27 ₹172.33 ₹8,401 Low
2023 0.15 ₹1007.7 ₹149.00 ₹7,457 Low
2022 0.2 ₹890.0 ₹180.40 ₹6,586 Low
2021 0.17 ₹789.59 ₹134.65 ₹5,843 Low

Sector P/B Ratio Comparison

Comparing City Union Bank with other companies in Banks sector
Sector Average
1.51
Sector Median
1.3
Lowest P/B
0.63
Highest P/B
4.18
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Karnataka Bank KTKBANK 0.63 ₹7,619 Low
Suryoday Small Finance B… SURYODAY 0.77 ₹1,528 Low
ESAF Small Finance Bank ESAFSFB 0.78 ₹1,362 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.83 ₹2,710 Low
Dhanlaxmi Bank DHANBANK 0.83 ₹1,040 Low
Jammu & Kashmir Bank J&KBANK 0.84 ₹11,472 Low
Capital Small Finance Ba… CAPITALSFB 0.87 ₹1,224 Low
Bank of India BANKINDIA 0.87 ₹66,920 Low
South Indian Bank SOUTHBANK 0.92 ₹9,855 Low
Tamilnad Mercantile Bank TMB 0.93 ₹8,872 Low