City Union Bank P/B Ratio
CUB • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
1.8
Moderate Valuation
Moderate - Reasonably valued relative to book value
Current Valuation Metrics
P/B Ratio
1.8
Current Price
₹248.52
Book Value/Share
₹1279.32
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹9,467 Cr
Share Capital
₹74 Cr
Reserves & Surplus
₹9,393 Cr
Outstanding Shares
74,000,000
Book Value per Share
₹1279.32
Valuation Signal
Signal
Fairly Valued
Historical Avg
0.18
Historical Range
0.15 - 0.23
Percentile
100.0%
Sector Context
Sector Average
1.29
Sector Median
1.07
Sector Rank
#11 of 40
Sector Percentile
27.5%
Key P/B Ratio Insights for City Union Bank
- Current PB is 900.0% above historical average
- Trading at premium to sector average PB of 1.29
P/B Ratio Historical Trend for City Union Bank
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for City Union Bank
Additional stock information and data for CUB
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.23 | ₹1279.32 | ₹290.80 | ₹9,467 | Low |
| 2024 | 0.15 | ₹1135.27 | ₹172.33 | ₹8,401 | Low |
| 2023 | 0.15 | ₹1007.7 | ₹149.00 | ₹7,457 | Low |
| 2022 | 0.2 | ₹890.0 | ₹180.40 | ₹6,586 | Low |
| 2021 | 0.17 | ₹789.59 | ₹134.65 | ₹5,843 | Low |
Sector P/B Ratio Comparison
Comparing City Union Bank with other companies in Banks sector
Sector Average
1.29
Sector Median
1.07
Lowest P/B
0.62
Highest P/B
3.6
Companies
40
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.62 | ₹2,086 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.67 | ₹1,338 | Low |
| ESAF Small Finance Bank | ESAFSFB | 0.7 | ₹1,211 | Low |
| Dhanlaxmi Bank | DHANBANK | 0.71 | ₹888 | Low |
| Karnataka Bank | KTKBANK | 0.72 | ₹8,603 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.75 | ₹1,085 | Low |
| Bank of Baroda | BANKBARODA | 0.79 | ₹129,057 | Low |
| Bank of India | BANKINDIA | 0.81 | ₹64,630 | Low |
| Central Bank of India | CENTRALBK | 0.84 | ₹30,132 | Low |
| Punjab National Bank | PNB | 0.85 | ₹120,078 | Low |