Central Bank of India P/B Ratio

CENTRALBK • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
1.01
Moderate Valuation
Moderate - Reasonably valued relative to book value

Current Valuation Metrics

P/B Ratio 1.01
Current Price ₹38.37
Book Value/Share ₹40.84
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹36,967 Cr
Share Capital ₹9,051 Cr
Reserves & Surplus ₹27,830 Cr
Outstanding Shares 9,051,000,000
Book Value per Share ₹40.84

Valuation Signal

Signal Fairly Valued
Historical Avg 1.06
Historical Range 0.47 - 1.49
Percentile 40.0%

Sector Context

Sector Average 1.54
Sector Median 1.35
Sector Rank #11 of 40
Sector Percentile 27.5%

Key P/B Ratio Insights for Central Bank of India

  • Trading at discount to sector average PB of 1.54

View the current stock price of Central Bank of India for more insights.

P/B Ratio Historical Trend for Central Bank of India

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.92 ₹40.84 ₹37.40 ₹36,967 Low
2024 1.43 ₹37.38 ₹53.31 ₹32,451 Moderate
2023 1.49 ₹33.73 ₹50.10 ₹29,284 Moderate
2022 1.01 ₹31.8 ₹32.15 ₹27,607 Moderate
2021 0.47 ₹45.18 ₹21.25 ₹26,547 Low

Sector P/B Ratio Comparison

Comparing Central Bank of India with other companies in Banks sector
Sector Average
1.54
Sector Median
1.35
Lowest P/B
0.63
Highest P/B
4.18
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Karnataka Bank KTKBANK 0.63 ₹7,619 Low
Suryoday Small Finance B… SURYODAY 0.77 ₹1,528 Low
ESAF Small Finance Bank ESAFSFB 0.78 ₹1,362 Low
Jammu & Kashmir Bank J&KBANK 0.79 ₹10,930 Low
Dhanlaxmi Bank DHANBANK 0.83 ₹1,040 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.83 ₹2,710 Low
Tamilnad Mercantile Bank TMB 0.86 ₹8,209 Low
Bank of India BANKINDIA 0.87 ₹66,920 Low
Capital Small Finance Ba… CAPITALSFB 0.87 ₹1,224 Low
South Indian Bank SOUTHBANK 0.92 ₹9,855 Low