Central Bank of India P/B Ratio
CENTRALBK • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
0.97
Low Valuation
Low - Trading below book value, may indicate undervaluation
Current Valuation Metrics
P/B Ratio
0.97
Current Price
₹38.31
Book Value/Share
₹40.84
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹36,967 Cr
Share Capital
₹9,051 Cr
Reserves & Surplus
₹27,830 Cr
Outstanding Shares
9,051,000,000
Book Value per Share
₹40.84
Valuation Signal
Signal
Undervalued
Historical Avg
1.06
Historical Range
0.47 - 1.49
Percentile
40.0%
Sector Context
Sector Average
1.52
Sector Median
1.31
Sector Rank
#11 of 40
Sector Percentile
27.5%
Key P/B Ratio Insights for Central Bank of India
- Stock appears undervalued with PB of 0.97, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Trading at discount to sector average PB of 1.52
View the current stock price of Central Bank of India for more insights.
P/B Ratio Historical Trend for Central Bank of India
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for Central Bank of India
Additional stock information and data for CENTRALBK
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.92 | ₹40.84 | ₹37.40 | ₹36,967 | Low |
| 2024 | 1.43 | ₹37.38 | ₹53.31 | ₹32,451 | Moderate |
| 2023 | 1.49 | ₹33.73 | ₹50.10 | ₹29,284 | Moderate |
| 2022 | 1.01 | ₹31.8 | ₹32.15 | ₹27,607 | Moderate |
| 2021 | 0.47 | ₹45.18 | ₹21.25 | ₹26,547 | Low |
Sector P/B Ratio Comparison
Comparing Central Bank of India with other companies in Banks sector
Sector Average
1.52
Sector Median
1.31
Lowest P/B
0.63
Highest P/B
4.19
Companies
40
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Karnataka Bank | KTKBANK | 0.63 | ₹7,666 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.71 | ₹1,380 | Low |
| Dhanlaxmi Bank | DHANBANK | 0.74 | ₹943 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.75 | ₹2,411 | Low |
| Jammu & Kashmir Bank | J&KBANK | 0.8 | ₹11,203 | Low |
| ESAF Small Finance Bank | ESAFSFB | 0.82 | ₹1,416 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.88 | ₹1,239 | Low |
| Bank of India | BANKINDIA | 0.94 | ₹75,397 | Low |
| South Indian Bank | SOUTHBANK | 0.95 | ₹10,717 | Low |
| Bank of Baroda | BANKBARODA | 0.96 | ₹159,821 | Low |