Ceejay Finance Intrinsic Value
Ceejay Finance (CEEJAY) median intrinsic value is ₹207.99 from 8 valuation models (range ₹68–₹309), vs current price ₹173.20 — +20.1% upside (Trading Below Calculated Value), margin of safety 16.7%. Read Ceejay Finance dividend policy for the complete payout history and dividend yield track record.
CEEJAY Valuation Methods Summary — DCF, Graham Number & P/E
Ceejay Finance intrinsic value across 8 models vs current price ₹173.20 — upside/downside and value range per method. Analyse Ceejay Finance ownership structure to track promoter, FII and institutional holdings.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹268.44 | ₹214.75 - ₹322.13 | +55.0% | EPS: ₹22.37, Sector P/E: 12x |
| Book Value Method | asset | ₹152.00 | ₹136.80 - ₹167.20 | -12.2% | Book Value/Share: ₹190.00, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹67.50 | ₹60.75 - ₹74.25 | -61.0% | Revenue/Share: ₹67.50, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹187.50 | ₹168.75 - ₹206.25 | +8.3% | EBITDA: ₹15.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹207.99 | ₹187.19 - ₹228.79 | +20.1% | EPS Growth: 11.6%, Fair P/E: 9.3x |
| Growth Adjusted P/E | growth | ₹188.51 | ₹169.66 - ₹207.36 | +8.8% | Revenue Growth: 10.7%, Adj P/E: 8.4x |
| ROE Based Valuation | profitability | ₹240.00 | ₹216.00 - ₹264.00 | +38.6% | ROE: 10.5%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹309.24 | ₹278.32 - ₹340.16 | +78.5% | EPS: ₹22.37, BVPS: ₹190.00 |
CEEJAY Intrinsic Value vs Market Price — All Valuation Models
Ceejay Finance fair value range ₹68–₹309 vs current market price ₹173.20 across 8 valuation models. For current market price and key ratios, visit CEEJAY stock price BSE.
CEEJAY Intrinsic Value Analysis — Undervalued or Overvalued?
Ceejay Finance median intrinsic value ₹207.99, current price ₹173.20 — Trading Below Calculated Value by 20.1%, margin of safety 16.7%.
What is the intrinsic value of CEEJAY?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Ceejay Finance (CEEJAY) is ₹207.99 (median value). With the current market price of ₹173.20, this represents a +20.1% variance from our estimated fair value.
The valuation range spans from ₹67.50 to ₹309.24, indicating ₹67.50 - ₹309.24.
Is CEEJAY undervalued or overvalued?
Based on our multi-method analysis, Ceejay Finance (CEEJAY) appears to be trading below calculated value by approximately 20.1%.
CEEJAY Financial Health — Key Ratios vs Industry Benchmarks
Ceejay Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.15 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 10.5% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 55.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.21x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
CEEJAY Cash Flow Quality — Operating & Free Cash Flow
Ceejay Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-13 Cr | ₹-13 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹0 Cr | ₹-3 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-4 Cr | ₹-4 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-5 Cr | ₹-5 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹14 Cr | ₹14 Cr | Positive Free Cash Flow | 8/10 |