Ceejay Finance Intrinsic Value

CEEJAY • Financial Services
Current Stock Price
₹183.80
Primary Intrinsic Value
₹231.60
Market Cap
₹73.5 Cr
-17.3% Downside
Median Value
₹152.00
Value Range
₹55 - ₹287
Assessment
Trading Above Median Value
Safety Margin
-20.9%

CEEJAY Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹231.60 ₹185.28 - ₹277.92 +26.0% EPS: ₹19.30, Sector P/E: 12x
Book Value Method asset ₹152.00 ₹136.80 - ₹167.20 -17.3% Book Value/Share: ₹190.00, P/B: 0.8x
Revenue Multiple Method revenue ₹70.00 ₹63.00 - ₹77.00 -61.9% Revenue/Share: ₹70.00, P/S: 1.0x
EBITDA Multiple Method earnings ₹145.38 ₹130.84 - ₹159.92 -20.9% EBITDA: ₹14.00Cr, EV/EBITDA: 5x
PEG Ratio Method growth ₹117.00 ₹105.30 - ₹128.70 -36.3% EPS Growth: 7.6%, Fair P/E: 6.1x
Growth Adjusted P/E growth ₹163.42 ₹147.08 - ₹179.76 -11.1% Revenue Growth: 11.7%, Adj P/E: 8.5x
ROE Based Valuation profitability ₹175.00 ₹157.50 - ₹192.50 -4.8% ROE: 9.2%, P/E Multiple: 10x
Graham Defensive Method conservative ₹287.24 ₹258.52 - ₹315.96 +56.3% EPS: ₹19.30, BVPS: ₹190.00
Dividend Yield Method dividend ₹55.14 ₹49.63 - ₹60.65 -70.0% DPS: ₹1.20, Target Yield: 4.0%
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check CEEJAY share price latest .

Valuation Comparison Chart

CEEJAY Intrinsic Value Analysis

What is the intrinsic value of CEEJAY?

Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Ceejay Finance (CEEJAY) is ₹152.00 (median value). With the current market price of ₹183.80, this represents a -17.3% variance from our estimated fair value.

The valuation range spans from ₹55.14 to ₹287.24, indicating ₹55.14 - ₹287.24.

Is CEEJAY undervalued or overvalued?

Based on our multi-method analysis, Ceejay Finance (CEEJAY) appears to be trading above median value by approximately 17.3%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.15 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Debt to Equity Ratio 1.66 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 9.2% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin 49.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.22x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹-13 Cr ₹-13 Cr Negative Cash Flow 3/10
March 2024 ₹0 Cr ₹-3 Cr Negative Cash Flow 3/10
March 2023 ₹-4 Cr ₹-4 Cr Negative Cash Flow 3/10
March 2022 ₹-5 Cr ₹-5 Cr Negative Cash Flow 3/10
March 2021 ₹14 Cr ₹14 Cr Positive Free Cash Flow 8/10