Canara Bank Intrinsic Value
Canara Bank (CANBK) median intrinsic value is ₹251.30 from 10 valuation models (range ₹105–₹377), vs current price ₹125.65 — +100.0% upside (Trading Below Calculated Value), margin of safety 50.0%. Read CANBK dividend payout details for the complete payout history and dividend yield track record.
CANBK Valuation Methods Summary — DCF, Graham Number & P/E
Canara Bank intrinsic value across 10 models vs current price ₹125.65 — upside/downside and value range per method. Analyse Canara Bank ownership structure to track promoter, FII and institutional holdings.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹241.92 | ₹193.54 - ₹290.30 | +92.5% | EPS: ₹20.16, Sector P/E: 12x |
| Book Value Method | asset | ₹314.12 | ₹282.71 - ₹345.53 | +150.0% | Book Value/Share: ₹649.27, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹251.30 | ₹226.17 - ₹276.43 | +100.0% | Revenue/Share: ₹805.71, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹251.30 | ₹226.17 - ₹276.43 | +100.0% | EBITDA: ₹22576.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹314.12 | ₹251.30 - ₹376.94 | +150.0% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹129.02 | ₹116.12 - ₹141.92 | +2.7% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹166.12 | ₹149.51 - ₹182.73 | +32.2% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹251.30 | ₹226.17 - ₹276.43 | +100.0% | ROE: 15.5%, P/E Multiple: 14x |
| Graham Defensive Method | conservative | ₹376.95 | ₹339.25 - ₹414.65 | +200.0% | EPS: ₹20.16, BVPS: ₹649.27 |
| Dividend Yield Method | dividend | ₹105.00 | ₹94.50 - ₹115.50 | -16.4% | DPS: ₹4.20, Target Yield: 4.0% |
CANBK Intrinsic Value vs Market Price — All Valuation Models
Canara Bank fair value range ₹105–₹377 vs current market price ₹125.65 across 10 valuation models. For current market price and key ratios, visit CANBK screener.
CANBK Intrinsic Value Analysis — Undervalued or Overvalued?
Canara Bank median intrinsic value ₹251.30, current price ₹125.65 — Trading Below Calculated Value by 100.0%, margin of safety 50.0%.
What is the intrinsic value of CANBK?
Based on our comprehensive analysis using 10 different valuation methods, the estimated intrinsic value of Canara Bank (CANBK) is ₹251.30 (median value). With the current market price of ₹125.65, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹105.00 to ₹376.95, indicating ₹105.00 - ₹376.95.
Is CANBK undervalued or overvalued?
Based on our multi-method analysis, Canara Bank (CANBK) appears to be trading below calculated value by approximately 100.0%.
CANBK Financial Health — Key Ratios vs Industry Benchmarks
Canara Bank financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.13 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 15.5% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 72.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.08x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
CANBK Cash Flow Quality — Operating & Free Cash Flow
Canara Bank operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹7,942 Cr | ₹6,589 Cr | Positive Free Cash Flow | 8/10 |
| March 2025 | ₹60,669 Cr | ₹59,451 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹15,047 Cr | ₹14,172 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹-39,978 Cr | ₹-40,556 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹919 Cr | ₹205 Cr | Positive Free Cash Flow | 7/10 |