Canara Bank Intrinsic Value

CANBK • Banks
Current Stock Price
₹146.93
Primary Intrinsic Value
₹256.80
Market Cap
₹266.5K Cr
+100.0% Upside
Median Value
₹293.86
Value Range
₹137 - ₹441
Assessment
Trading Below Calculated Value
Safety Margin
50.0%

CANBK Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹256.80 ₹205.44 - ₹308.16 +74.8% EPS: ₹21.40, Sector P/E: 12x
Book Value Method asset ₹367.33 ₹330.60 - ₹404.06 +150.0% Book Value/Share: ₹587.69, P/B: 0.8x
Revenue Multiple Method revenue ₹293.86 ₹264.47 - ₹323.25 +100.0% Revenue/Share: ₹926.44, P/S: 1.0x
EBITDA Multiple Method earnings ₹293.86 ₹264.47 - ₹323.25 +100.0% EBITDA: ₹25404.00Cr, EV/EBITDA: 5x
Simple DCF (5Y) dcf ₹367.33 ₹293.86 - ₹440.80 +150.0% CF Growth: 0.9%, Discount: 15%
PEG Ratio Method growth ₹136.96 ₹123.26 - ₹150.66 -6.8% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹176.34 ₹158.71 - ₹193.97 +20.0% Revenue Growth: 6.0%, Adj P/E: 8.2x
ROE Based Valuation profitability ₹293.86 ₹264.47 - ₹323.25 +100.0% ROE: 18.4%, P/E Multiple: 14x
Graham Defensive Method conservative ₹440.79 ₹396.71 - ₹484.87 +200.0% EPS: ₹21.40, BVPS: ₹587.69
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check CANBK share price latest .

Valuation Comparison Chart

CANBK Intrinsic Value Analysis

What is the intrinsic value of CANBK?

Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Canara Bank (CANBK) is ₹293.86 (median value). With the current market price of ₹146.93, this represents a +100.0% variance from our estimated fair value.

The valuation range spans from ₹136.96 to ₹440.79, indicating ₹136.96 - ₹440.79.

Is CANBK undervalued or overvalued?

Based on our multi-method analysis, Canara Bank (CANBK) appears to be trading below calculated value by approximately 100.0%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.15 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Return on Equity 18.4% Industry Standard: 15%+ Above 15% Measures shareholder return efficiency
Operating Margin 59.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.10x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹60,669 Cr ₹59,451 Cr Positive Free Cash Flow 8/10
March 2024 ₹15,047 Cr ₹14,172 Cr Positive Free Cash Flow 8/10
March 2023 ₹-39,978 Cr ₹-40,556 Cr Negative Cash Flow 3/10
March 2022 ₹919 Cr ₹205 Cr Positive Free Cash Flow 7/10
March 2021 ₹59,118 Cr ₹58,560 Cr Positive Free Cash Flow 8/10