Groww Intrinsic Value
Groww (GROWW) median intrinsic value is ₹77.33 from 9 valuation models (range ₹56–₹352), vs current price ₹185.71 — -58.4% downside (Trading Above Calculated Value), margin of safety -100.0%. For current market price and key ratios, visit Groww share price chart.
GROWW Valuation Methods Summary — DCF, Graham Number & P/E
Groww intrinsic value across 9 models vs current price ₹185.71 — upside/downside and value range per method. Browse Groww annual reports for revenue, profit, balance sheet and cash flow data.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹55.71 | ₹44.57 - ₹66.85 | -70.0% | EPS: ₹4.44, Sector P/E: 12x |
| Book Value Method | asset | ₹77.33 | ₹69.60 - ₹85.06 | -58.4% | Book Value/Share: ₹77.33, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹55.71 | ₹50.14 - ₹61.28 | -70.0% | Revenue/Share: ₹49.23, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹186.15 | ₹167.53 - ₹204.77 | +0.2% | EBITDA: ₹3872.00Cr, EV/EBITDA: 6x |
| Simple DCF (5Y) | dcf | ₹96.32 | ₹77.06 - ₹115.58 | -48.1% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹55.71 | ₹50.14 - ₹61.28 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹55.71 | ₹50.14 - ₹61.28 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹351.79 | ₹316.61 - ₹386.97 | +89.4% | ROE: 28.4%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹87.89 | ₹79.10 - ₹96.68 | -52.7% | EPS: ₹4.44, BVPS: ₹77.33 |
GROWW Intrinsic Value vs Market Price — All Valuation Models
Groww fair value range ₹56–₹352 vs current market price ₹185.71 across 9 valuation models. Also explore GROWW price trends to track price trends across different timeframes.
GROWW Intrinsic Value Analysis — Undervalued or Overvalued?
Groww median intrinsic value ₹77.33, current price ₹185.71 — Trading Above Calculated Value by 58.4%, margin of safety -100.0%.
What is the intrinsic value of GROWW?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Groww (GROWW) is ₹77.33 (median value). With the current market price of ₹185.71, this represents a -58.4% variance from our estimated fair value.
The valuation range spans from ₹55.71 to ₹351.79, indicating ₹55.71 - ₹351.79.
Is GROWW undervalued or overvalued?
Based on our multi-method analysis, Groww (GROWW) appears to be trading above calculated value by approximately 58.4%.
GROWW Financial Health — Key Ratios vs Industry Benchmarks
Groww financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 19.73 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | 28.4% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 62.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.33x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
GROWW Cash Flow Quality — Operating & Free Cash Flow
Groww operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-962 Cr | ₹-962 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹885 Cr | ₹430 Cr | Positive Free Cash Flow | 7/10 |
| March 2023 | ₹548 Cr | ₹367 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹-349 Cr | ₹-1,105 Cr | Negative Cash Flow | 3/10 |