Bank of Maharashtra Intrinsic Value
Bank of Maharashtra (MAHABANK) median intrinsic value is ₹74.64 from 9 valuation models (range ₹30–₹160), vs current price ₹80.08 — -6.8% downside (Trading Near Calculated Value), margin of safety -7.3%. For current market price and key ratios, visit Bank of Maharashtra share price chart.
MAHABANK Valuation Methods Summary — DCF, Graham Number & P/E
Bank of Maharashtra intrinsic value across 9 models vs current price ₹80.08 — upside/downside and value range per method. Also explore MAHABANK share price charts to track price trends across different timeframes.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹127.68 | ₹102.14 - ₹153.22 | +59.4% | EPS: ₹10.64, Sector P/E: 12x |
| Book Value Method | asset | ₹29.86 | ₹26.87 - ₹32.85 | -62.7% | Book Value/Share: ₹37.32, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹45.21 | ₹40.69 - ₹49.73 | -43.5% | Revenue/Share: ₹45.21, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹60.58 | ₹54.52 - ₹66.64 | -24.4% | EBITDA: ₹9320.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹134.70 | ₹107.76 - ₹161.64 | +68.2% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹68.10 | ₹61.29 - ₹74.91 | -15.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹87.67 | ₹78.90 - ₹96.44 | +9.5% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹160.16 | ₹144.14 - ₹176.18 | +100.0% | ROE: 28.5%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹74.64 | ₹67.18 - ₹82.10 | -6.8% | EPS: ₹10.64, BVPS: ₹37.32 |
MAHABANK Intrinsic Value vs Market Price — All Valuation Models
Bank of Maharashtra fair value range ₹30–₹160 vs current market price ₹80.08 across 9 valuation models. Browse MAHABANK financial statements for revenue, profit, balance sheet and cash flow data.
MAHABANK Intrinsic Value Analysis — Undervalued or Overvalued?
Bank of Maharashtra median intrinsic value ₹74.64, current price ₹80.08 — Trading Near Calculated Value by 6.8%, margin of safety -7.3%.
What is the intrinsic value of MAHABANK?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Bank of Maharashtra (MAHABANK) is ₹74.64 (median value). With the current market price of ₹80.08, this represents a -6.8% variance from our estimated fair value.
The valuation range spans from ₹29.86 to ₹160.16, indicating ₹29.86 - ₹160.16.
Is MAHABANK undervalued or overvalued?
Based on our multi-method analysis, Bank of Maharashtra (MAHABANK) appears to be trading near calculated value by approximately 6.8%.
MAHABANK Financial Health — Key Ratios vs Industry Benchmarks
Bank of Maharashtra financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.13 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 28.5% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 70.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.09x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
MAHABANK Cash Flow Quality — Operating & Free Cash Flow
Bank of Maharashtra operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹7,628 Cr | ₹7,381 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹11,581 Cr | ₹11,451 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹-1,440 Cr | ₹-1,528 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹6,896 Cr | ₹6,746 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹2,447 Cr | ₹2,363 Cr | Positive Free Cash Flow | 8/10 |