Bank of Maharashtra Intrinsic Value
MAHABANK Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹104.16 | ₹83.33 - ₹124.99 | +51.4% | EPS: ₹8.68, Sector P/E: 12x |
| Book Value Method | asset | ₹29.86 | ₹26.87 - ₹32.85 | -56.6% | Book Value/Share: ₹37.32, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹41.47 | ₹37.32 - ₹45.62 | -39.7% | Revenue/Share: ₹41.47, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹27.52 | ₹24.77 - ₹30.27 | -60.0% | EBITDA: ₹7276.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹134.70 | ₹107.76 - ₹161.64 | +95.8% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹55.55 | ₹49.99 - ₹61.11 | -19.2% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹71.52 | ₹64.37 - ₹78.67 | +4.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹137.58 | ₹123.82 - ₹151.34 | +100.0% | ROE: 23.3%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹74.64 | ₹67.18 - ₹82.10 | +8.5% | EPS: ₹8.68, BVPS: ₹37.32 |
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Valuation Comparison Chart
MAHABANK Intrinsic Value Analysis
What is the intrinsic value of MAHABANK?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Bank of Maharashtra (MAHABANK) is ₹71.52 (median value). With the current market price of ₹68.79, this represents a +4.0% variance from our estimated fair value.
The valuation range spans from ₹27.52 to ₹137.58, indicating ₹27.52 - ₹137.58.
Is MAHABANK undervalued or overvalued?
Based on our multi-method analysis, Bank of Maharashtra (MAHABANK) appears to be trading near calculated value by approximately 4.0%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.13 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 12.87 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 23.3% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 68.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.09x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Bank of Maharashtra
Additional stock information and data for MAHABANK
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹7,628 Cr | ₹7,381 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹11,581 Cr | ₹11,451 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹-1,440 Cr | ₹-1,528 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹6,896 Cr | ₹6,746 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹2,447 Cr | ₹2,363 Cr | Positive Free Cash Flow | 8/10 |