Bank of Maharashtra Intrinsic Value
MAHABANK • Banks
Current Stock Price
₹69.94
Primary Intrinsic Value
₹104.16
Market Cap
₹538.0K Cr
+2.3%
Upside
Median Value
₹71.52
Value Range
₹30 - ₹139
Assessment
Trading Near Calculated Value
Safety Margin
2.2%
MAHABANK Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹104.16 | ₹83.33 - ₹124.99 | +48.9% | EPS: ₹8.68, Sector P/E: 12x |
| Book Value Method | asset | ₹29.86 | ₹26.87 - ₹32.85 | -57.3% | Book Value/Share: ₹37.32, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹41.47 | ₹37.32 - ₹45.62 | -40.7% | Revenue/Share: ₹41.47, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹47.30 | ₹42.57 - ₹52.03 | -32.4% | EBITDA: ₹7276.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹134.70 | ₹107.76 - ₹161.64 | +92.6% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹55.55 | ₹49.99 - ₹61.11 | -20.6% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹71.52 | ₹64.37 - ₹78.67 | +2.3% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹138.87 | ₹124.98 - ₹152.76 | +98.6% | ROE: 23.3%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹74.64 | ₹67.18 - ₹82.10 | +6.7% | EPS: ₹8.68, BVPS: ₹37.32 |
Method Types:
Earnings
Asset
DCF
Growth
Dividend
Conservative
Valuation Comparison Chart
MAHABANK Intrinsic Value Analysis
What is the intrinsic value of MAHABANK?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Bank of Maharashtra (MAHABANK) is ₹71.52 (median value). With the current market price of ₹69.94, this represents a +2.3% variance from our estimated fair value.
The valuation range spans from ₹29.86 to ₹138.87, indicating ₹29.86 - ₹138.87.
Is MAHABANK undervalued or overvalued?
Based on our multi-method analysis, Bank of Maharashtra (MAHABANK) appears to be trading near calculated value by approximately 2.3%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.13 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 23.3% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 68.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.09x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Bank of Maharashtra
Additional stock information and data for MAHABANK
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹7,628 Cr | ₹7,381 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹11,581 Cr | ₹11,451 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹-1,440 Cr | ₹-1,528 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹6,896 Cr | ₹6,746 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹2,447 Cr | ₹2,363 Cr | Positive Free Cash Flow | 8/10 |