Bank of India Complete Financial Statements

BANKINDIA • Review detailed financials to uncover trends, confirm thesis & journal trades
11 Years of Data
2025 - 2015

Complete Financial Data Export

Export complete financial statements for Bank of India (BANKINDIA). Downloads include all available records across all periods. For market performance, see the BANKINDIA stock price today .

Profitability Ratios

Net Profit Margin 12.42% 2025 data
EBITDA Margin 16.21% 2025 data
Operating Margin 74.00% 2025 data
Return on Assets 0.24% 2025 data
Return on Equity 3.18% 2025 data

Balance Sheet Ratios

Current Ratio 0.12 2025 data
Debt to Equity 13.06 2025 data
Equity Ratio 7.66% 2025 data
Asset Turnover 0.02 2025 data

Year-over-Year Growth Analysis

Comparing Sept 2024 vs Sept 2025
Revenue Growth
+3.7%
Year-over-Year
Net Profit Growth
+6.4%
Year-over-Year
EBITDA Growth
+7.1%
Year-over-Year
Expense Growth
-11.1%
Year-over-Year
Assets Growth
+14.3%
Year-over-Year
Equity Growth
+14.3%
Year-over-Year
Liabilities Growth
+14.3%
Year-over-Year
Operating Cash Flow Growth
+517.7%
Year-over-Year
Investing Cash Flow Growth
+13.7%
Year-over-Year
Financing Cash Flow Growth
-99.1%
Year-over-Year

Income Statement

Periods ₹ Crores
Particulars Sept 2025 Mar 2025 Jun 2025 Sept 2024 Mar 2024 Jun 2024 Dec 2024 Sept 2023 Mar 2023 Jun 2023 Dec 2023 Sept 2022 Mar 2022 Jun 2022 Dec 2022 Sept 2021 Mar 2021 Jun 2021 Dec 2021 Sept 2020 Mar 2020 Jun 2020 Dec 2020 Sept 2019 Mar 2019 Jun 2019 Dec 2019 Sept 2018 Jun 2018 Dec 2018
Revenue 20,740 21,934 20,678 19,998 18,080 18,384 20,098 16,779 16,716 15,926 16,521 13,001 11,553 11,208 14,218 11,758 11,253 11,710 11,271 12,211 12,293 12,023 12,203 12,063 12,387 11,613 13,431 10,895 10,722 11,791
Expenses 4,849 6,050 5,918 5,456 6,041 5,269 4,485 4,546 6,590 4,579 4,190 5,313 4,701 4,409 5,291 3,939 4,551 4,438 3,558 4,715 11,021 3,908 4,816 4,823 5,175 4,378 6,556 5,698 4,719 11,655
EBITDA 3,361 3,551 2,439 3,138 1,797 2,422 3,447 2,977 2,178 2,880 2,539 1,255 965 884 1,782 1,807 291 1,077 1,726 785 -5,485 1,341 860 422 421 364 130 -1,672 -681 -6,726
Operating Profit Margin % 74.00% 67.00% 68.00% 69.00% 63.00% 69.00% 76.00% 70.00% 51.00% 68.00% 73.00% 54.00% 53.00% 56.00% 59.00% 59.00% 52.00% 53.00% 62.00% 57.00% -4.00% 62.00% 53.00% 55.00% 52.00% 58.00% 40.00% 42.00% 53.00% -14.00%
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Interest 12,530 12,333 12,321 11,403 10,242 10,693 12,166 9,256 7,948 8,467 9,792 6,434 5,888 5,915 7,145 6,013 6,410 6,196 5,987 6,711 6,758 6,773 6,526 6,818 6,791 6,872 6,744 6,869 6,684 6,862
Profit Before Tax 3,361 3,551 2,439 3,138 1,797 2,422 3,447 2,977 2,178 2,880 2,539 1,255 965 884 1,782 1,807 291 1,077 1,726 785 -5,485 1,341 860 422 421 364 130 -1,672 -681 -6,726
Tax 785 949 609 717 223 532 809 1,478 766 1,318 607 402 278 225 868 734 208 341 733 242 -1,884 496 250 165 203 209 -8 -524 -836 -2,076
Net Profit 2,576 2,602 1,831 2,422 1,574 1,890 2,638 1,499 1,413 1,562 1,931 853 687 659 915 1,073 83 736 993 543 -3,601 845 610 257 218 154 138 -1,148 155 -4,651
Earnings Per Share (₹) 5.66 5.72 4.02 5.32 3.46 4.15 5.79 3.65 3.44 3.81 4.59 2.08 1.68 1.60 2.23 2.80 0.25 2.18 2.43 1.66 -10.99 2.58 1.86 0.79 0.98 0.49 0.42 -6.60 0.89 -26.67

Balance Sheet

Years Annual Data ₹ Crores
Particulars 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
ASSETS
Total Assets 1,056,425 924,280 826,036 743,131 732,790 663,019 630,884 615,184 632,026 616,629 625,285
Current Assets 121,532 109,817 109,305 121,279 151,602 107,234 116,078 114,011 118,983 121,352 91,651
Fixed Assets 11,865 10,178 9,950 9,570 8,637 8,765 8,799 8,192 8,349 8,382 5,802
Capital Work in Progress 182 150 110 286 364 293 200 158 197 191 113
Investments 268,002 234,592 211,324 180,274 191,693 162,323 150,905 140,321 130,751 122,621 123,196
Other Assets 776,376 679,361 604,652 553,001 532,096 491,638 470,980 466,513 492,729 485,436 496,175
LIABILITIES
Total Liabilities 1,056,425 924,280 826,036 743,131 732,790 663,019 630,884 615,184 632,026 616,629 625,285
Current Liabilities 1,024,563 892,314 797,799 713,454 711,706 642,365 614,637 603,511 615,554 600,270 607,941
Non-Current Liabilities
SHAREHOLDERS' EQUITY
Total Equity 80,887 70,742 60,590 56,651 50,140 45,225 47,814 36,916 33,710 33,444 32,691
Share Capital 4,553 4,553 4,104 4,104 3,278 3,278 2,760 1,744 1,055 817 666
Reserves & Surplus 76,172 66,028 56,329 52,418 43,703 41,796 40,254 35,013 30,852 31,225 31,857

Cash Flow Statement

Periods ₹ Crores
Particulars March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019 March 2018 March 2017 March 2016 March 2015
Operating Activities 18,534 -4,437 -7,045 -35,487 37,868 -4,827 -9,218 -7,366 -6,624 18,311 14,638
Investing Activities -855 -991 -521 -644 -182 -232 71 -260 -371 -609 -755
Financing Activities 34 3,868 541 1,146 2,398 -3,192 7,983 7,185 3,955 4,864 1,295
Net Cash Flow 17,714 -1,560 -7,026 -34,985 40,085 -8,251 -1,164 -441 -3,040 22,566 15,179