Bank of Baroda Intrinsic Value
BANKBARODA Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹476.64 | ₹381.31 - ₹571.97 | +56.2% | EPS: ₹39.72, Sector P/E: 12x |
| Book Value Method | asset | ₹762.62 | ₹686.36 - ₹838.88 | +150.0% | Book Value/Share: ₹1426.16, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹610.10 | ₹549.09 - ₹671.11 | +100.0% | Revenue/Share: ₹1483.94, P/S: 1.0x |
| Simple DCF (5Y) | dcf | ₹762.62 | ₹610.10 - ₹915.14 | +150.0% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹254.21 | ₹228.79 - ₹279.63 | -16.7% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹327.29 | ₹294.56 - ₹360.02 | +7.3% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹610.10 | ₹549.09 - ₹671.11 | +100.0% | ROE: 14.0%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹915.15 | ₹823.63 - ₹1006.67 | +200.0% | EPS: ₹39.72, BVPS: ₹1426.16 |
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Valuation Comparison Chart
BANKBARODA Intrinsic Value Analysis
What is the intrinsic value of BANKBARODA?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Bank of Baroda (BANKBARODA) is ₹610.10 (median value). With the current market price of ₹305.05, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹254.21 to ₹915.15, indicating ₹254.21 - ₹915.15.
Is BANKBARODA undervalued or overvalued?
Based on our multi-method analysis, Bank of Baroda (BANKBARODA) appears to be trading below calculated value by approximately 100.0%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.10 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 12.60 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 14.0% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 65.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.08x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Bank of Baroda
Additional stock information and data for BANKBARODA
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹34,892 Cr | ₹31,645 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹-6,274 Cr | ₹-6,917 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-21,354 Cr | ₹-21,902 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹6,210 Cr | ₹4,388 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹-887 Cr | ₹-1,123 Cr | Negative Cash Flow | 3/10 |