Banas Finance Intrinsic Value
Banas Finance (BANASFN) median intrinsic value is ₹17.78 from 9 valuation models (range ₹8–₹21), vs current price ₹7.11 — +150.1% upside (Trading Below Calculated Value), margin of safety 60.0%. Also explore BANASFN share price charts to track price trends across different timeframes.
BANASFN Valuation Methods Summary — DCF, Graham Number & P/E
Banas Finance intrinsic value across 9 models vs current price ₹7.11 — upside/downside and value range per method. For current market price and key ratios, visit BANASFN share price.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹21.33 | ₹17.06 - ₹25.60 | +200.0% | EPS: ₹4.92, Sector P/E: 12x |
| Book Value Method | asset | ₹16.18 | ₹14.56 - ₹17.80 | +127.6% | Book Value/Share: ₹20.22, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹8.44 | ₹7.60 - ₹9.28 | +18.7% | Revenue/Share: ₹8.44, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹14.22 | ₹12.80 - ₹15.64 | +100.0% | EBITDA: ₹36.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹17.78 | ₹14.22 - ₹21.34 | +150.1% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹21.33 | ₹19.20 - ₹23.46 | +200.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹21.33 | ₹19.20 - ₹23.46 | +200.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹14.22 | ₹12.80 - ₹15.64 | +100.0% | ROE: 24.2%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹21.33 | ₹19.20 - ₹23.46 | +200.0% | EPS: ₹4.92, BVPS: ₹20.22 |
BANASFN Intrinsic Value vs Market Price — All Valuation Models
Banas Finance fair value range ₹8–₹21 vs current market price ₹7.11 across 9 valuation models. Browse BANASFN balance sheet details for revenue, profit, balance sheet and cash flow data.
BANASFN Intrinsic Value Analysis — Undervalued or Overvalued?
Banas Finance median intrinsic value ₹17.78, current price ₹7.11 — Trading Below Calculated Value by 150.1%, margin of safety 60.0%.
What is the intrinsic value of BANASFN?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Banas Finance (BANASFN) is ₹17.78 (median value). With the current market price of ₹7.11, this represents a +150.1% variance from our estimated fair value.
The valuation range spans from ₹8.44 to ₹21.33, indicating ₹8.44 - ₹21.33.
Is BANASFN undervalued or overvalued?
Based on our multi-method analysis, Banas Finance (BANASFN) appears to be trading below calculated value by approximately 150.1%.
BANASFN Financial Health — Key Ratios vs Industry Benchmarks
Banas Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Return on Equity | 24.2% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 48.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.42x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
BANASFN Cash Flow Quality — Operating & Free Cash Flow
Banas Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹0 Cr | ₹-20 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-6 Cr | ₹-6 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-1 Cr | ₹-26 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹20 Cr | ₹17 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹9 Cr | ₹2 Cr | Positive Free Cash Flow | 7/10 |