Banas Finance Intrinsic Value
BANASFN Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹18.48 | ₹14.78 - ₹22.18 | +200.0% | EPS: ₹4.92, Sector P/E: 12x |
| Book Value Method | asset | ₹15.40 | ₹13.86 - ₹16.94 | +150.0% | Book Value/Share: ₹20.22, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹8.44 | ₹7.60 - ₹9.28 | +37.0% | Revenue/Share: ₹8.44, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹12.32 | ₹11.09 - ₹13.55 | +100.0% | EBITDA: ₹36.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹15.40 | ₹12.32 - ₹18.48 | +150.0% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹18.48 | ₹16.63 - ₹20.33 | +200.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹18.48 | ₹16.63 - ₹20.33 | +200.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹12.32 | ₹11.09 - ₹13.55 | +100.0% | ROE: 24.2%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹18.48 | ₹16.63 - ₹20.33 | +200.0% | EPS: ₹4.92, BVPS: ₹20.22 |
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Valuation Comparison Chart
BANASFN Intrinsic Value Analysis
What is the intrinsic value of BANASFN?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Banas Finance (BANASFN) is ₹15.40 (median value). With the current market price of ₹6.16, this represents a +150.0% variance from our estimated fair value.
The valuation range spans from ₹8.44 to ₹18.48, indicating ₹8.44 - ₹18.48.
Is BANASFN undervalued or overvalued?
Based on our multi-method analysis, Banas Finance (BANASFN) appears to be trading below calculated value by approximately 150.0%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Debt to Equity Ratio | 1.01 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 24.2% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 48.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.42x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Banas Finance
Additional stock information and data for BANASFN
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹0 Cr | ₹-20 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-6 Cr | ₹-6 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-1 Cr | ₹-26 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹20 Cr | ₹17 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹9 Cr | ₹2 Cr | Positive Free Cash Flow | 7/10 |