HomeStock ScreenerBajaj Housing FinanceFinancial Statements

Bajaj Housing Finance Complete Financial Statements

7 Years of Data
2026 - 2020

In FYNone, Bajaj Housing Finance (BAJAJHFL) reported revenue ₹11,605 Cr, net profit ₹2,692 Cr and EPS ₹3.20, with a net profit margin of 23.0% and ROE of 11.4%. Full financial statements from FY2020 to FY2026 (7 years) — income statement, balance sheet and cash flow in ₹ Crores. Download as Excel or CSV.

Complete Financial Data Export

Profitability Ratios

Net Profit Margin 22.96% 2026 data
EBITDA Margin 90.94% 2026 data
Operating Margin 91.00% 2026 data
Return on Assets 2.01% 2026 data
Return on Equity 11.37% 2026 data

Balance Sheet Ratios

Current Ratio 0.01 2026 data
Equity Ratio 17.71% 2026 data
Asset Turnover 0.09 2026 data

BAJAJHFL Revenue, Net Profit & EBITDA — Year-on-Year Growth

BAJAJHFL YoY (March 2026 vs Period) — revenue +4.1%, net profit +5.2%, EBITDA +4.4%, expenses +1.2%. Compare with BAJAJHFL fair price to assess whether the stock is under or overvalued.

Revenue Growth
+4.1%
Year-over-Year
Net Profit Growth
+5.2%
Year-over-Year
EBITDA Growth
+4.4%
Year-over-Year
Expense Growth
+1.2%
Year-over-Year
Assets Growth
+23.7%
Year-over-Year
Equity Growth
+12.9%
Year-over-Year
Operating Cash Flow Growth
-16.5%
Year-over-Year
Investing Cash Flow Growth
-50.6%
Year-over-Year
Financing Cash Flow Growth
+18.6%
Year-over-Year

BAJAJHFL Income Statement — Revenue, EBITDA & Net Profit

Bajaj Housing Finance revenue ₹11,605 Cr, EBITDA ₹10,583 Cr, net profit ₹2,692 Cr, EPS ₹3.20 (None) — net profit margin 23.0%. For live price, earnings ratios and company overview, see BAJAJHFL share price screener.

Periods ₹ Crores
Particulars None March 2026 March 2025 March 2024 March 2023 March 2022 March 2021 March 2020
Revenue 11,605 11,150 9,554 7,618 5,665 3,767 3,155 265
Expenses 1,022 1,010 764 724 721 626 555 44
EBITDA 10,583 10,140 8,791 6,894 4,945 3,141 2,601 221
Operating Profit Margin % 91.00% 91.00% 92.00% 90.00% 87.00% 83.00% 82.00% 83.00%
Depreciation 49 47 41 40 33 26 22 2
Interest 7,042 6,759 5,979 4,693 3,211 2,155 1,966 162
Profit Before Tax 3,492 3,320 2,770 2,161 1,700 960 613 57
Tax 788 760 607 430 442 250 160 15
Net Profit 2,692 2,560 2,163 1,731 1,258 710 453 42
Earnings Per Share (₹) 3.20 3.07 2.67 2.58 1.88 1.45 0.93 1.12

BAJAJHFL Balance Sheet — Assets, Liabilities & Shareholders' Equity

BAJAJHFL total assets ₹127,147 Cr, total equity ₹22,523 Cr, total liabilities ₹ Cr (2026) — ROE 11.4%.

Years Annual Data ₹ Crores
Particulars 2026 2025 2024 2023 2022 2021 2020
ASSETS
Total Assets 127,147 102,809 81,827 64,654 48,527 37,858 3,137
Current Assets 689 577 413 426 683 1,079 80
Fixed Assets 154 141 123 113 97 79 9
Capital Work in Progress 0 1 1 0 2 0 0
Investments 2,502 2,533 1,939 2,001 1,248 3,266 251
Other Assets 124,491 100,135 79,765 62,540 47,180 34,514 2,878
LIABILITIES
Total Liabilities
Current Liabilities 96,836 78,827 65,560 53,191 37,495 28,739 2,410
Non-Current Liabilities
SHAREHOLDERS' EQUITY
Total Equity 22,523 19,947 12,234 10,503 6,741 6,032 559
Share Capital 8,329 8,328 6,712 6,712 4,883 4,883 488
Reserves & Surplus 14,194 11,619 5,521 3,791 1,858 1,149 70

BAJAJHFL Cash Flow Statement — Operating, Investing & Financing

Bajaj Housing Finance operating cash flow ₹-19,895 Cr, investing ₹-1,202 Cr, financing ₹21,197 Cr, net cash flow ₹100 Cr (2026).

Periods ₹ Crores
Particulars March 2026 March 2025 March 2024 March 2023 March 2022 March 2021 March 2020
Operating Activities -19,895 -17,075 -14,600 -14,332 -12,481 -5,076 -1,024
Investing Activities -1,202 -798 -555 -611 2,197 -797 -69
Financing Activities 21,197 17,870 15,125 14,630 10,229 5,676 1,149
Net Cash Flow 100 -2 -30 -313 -55 -197 55