Bajaj Housing Finance Complete Financial Statements

BAJAJHFL • Review detailed financials to uncover trends, confirm thesis & journal trades
6 Years of Data
2025 - 2020

Complete Financial Data Export

Export complete financial statements for Bajaj Housing Finance (BAJAJHFL). Downloads include all available records across all periods. For market performance, see the BAJAJHFL stock price today .

Profitability Ratios

Net Profit Margin 22.59% 2025 data
EBITDA Margin 91.80% 2025 data
Operating Margin 92.00% 2025 data
Return on Assets 2.10% 2025 data
Return on Equity 10.84% 2025 data

Balance Sheet Ratios

Current Ratio 0.01 2025 data
Debt to Equity 5.15 2025 data
Equity Ratio 19.40% 2025 data
Asset Turnover 0.09 2025 data

Year-over-Year Growth Analysis

Comparing March 2025 vs Period
Revenue Growth
+7.9%
Year-over-Year
Net Profit Growth
+9.2%
Year-over-Year
EBITDA Growth
+6.9%
Year-over-Year
Expense Growth
+18.9%
Year-over-Year
Assets Growth
+25.6%
Year-over-Year
Equity Growth
+63.0%
Year-over-Year
Liabilities Growth
+25.6%
Year-over-Year
Operating Cash Flow Growth
-17.0%
Year-over-Year
Investing Cash Flow Growth
-43.8%
Year-over-Year
Financing Cash Flow Growth
+18.1%
Year-over-Year

Income Statement

Periods ₹ Crores
Particulars None March 2025 March 2024 March 2023 March 2022 March 2021 March 2020
Revenue 10,330 9,576 7,618 5,665 3,767 3,155 265
Expenses 933 785 724 721 626 555 44
EBITDA 9,397 8,791 6,894 4,945 3,141 2,601 221
Operating Profit Margin % 91.00% 92.00% 90.00% 87.00% 83.00% 82.00% 83.00%
Depreciation 44 41 40 33 26 22 2
Interest 6,331 5,979 4,693 3,211 2,155 1,966 162
Profit Before Tax 3,022 2,770 2,161 1,700 960 613 57
Tax 680 607 430 442 250 160 15
Net Profit 2,361 2,163 1,731 1,258 710 453 42
Earnings Per Share (₹) 2.80 2.67 2.58 1.88 1.45 0.93 1.12

Balance Sheet

Years Annual Data ₹ Crores
Particulars 2025 2024 2023 2022 2021 2020
ASSETS
Total Assets 102,809 81,827 64,654 48,527 37,858 3,137
Current Assets 577 413 426 683 1,079 80
Fixed Assets 141 123 113 97 79 9
Capital Work in Progress 1 1 0 2 0 0
Investments 2,533 1,939 2,001 1,248 3,266 251
Other Assets 100,135 79,765 62,540 47,180 34,514 2,878
LIABILITIES
Total Liabilities 102,809 81,827 64,654 48,527 37,858 3,137
Current Liabilities 79,027 65,560 53,191 37,495 28,739 2,410
Non-Current Liabilities
SHAREHOLDERS' EQUITY
Total Equity 19,947 12,234 10,503 6,741 6,032 559
Share Capital 8,328 6,712 6,712 4,883 4,883 488
Reserves & Surplus 11,619 5,521 3,791 1,858 1,149 70

Cash Flow Statement

Periods ₹ Crores
Particulars March 2025 March 2024 March 2023 March 2022 March 2021 March 2020
Operating Activities -17,075 -14,600 -14,332 -12,481 -5,076 -1,024
Investing Activities -798 -555 -611 2,197 -797 -69
Financing Activities 17,870 15,125 14,630 10,229 5,676 1,149
Net Cash Flow -2 -30 -313 -55 -197 55