Bajaj Finance P/B Ratio
Bajaj Finance (BAJFINANCE) P/B ratio is 5.98 (High), book value per share ₹1880.80 vs Financial Services average P/B of -3.59 — Very High - Significant premium, high growth expectations or speculative. For live price, earnings yield and the full fundamental profile, see Bajaj Finance share price chart.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
BAJFINANCE P/B Ratio — Valuation Insights & Book Value Analysis
Bajaj Finance price-to-book ratio interpretation, valuation status and historical context — current P/B 5.98 (High). Also explore Bajaj Finance stock price data download to track price trends across different timeframes.
- Stock appears overvalued with PB of 5.98, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Current PB is 2500.0% above historical average
- Trading at premium to sector average PB of -3.59
Bajaj Finance P/B Ratio Historical Trend
BAJFINANCE annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value.
BAJFINANCE Historical P/B Ratio — Book Value Per Share & Year-End Price
Bajaj Finance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 0.58 | ₹1880.8 | ₹1095.00 | ₹116,986 | Low |
| 2025 | 0.12 | ₹7978.79 | ₹986.80 | ₹98,937 | Low |
| 2024 | 0.11 | ₹6185.08 | ₹682.00 | ₹76,695 | Low |
| 2023 | 0.16 | ₹4493.55 | ₹733.00 | ₹54,372 | Low |
| 2022 | 0.18 | ₹3612.64 | ₹657.50 | ₹43,713 | Low |
BAJFINANCE vs Financial Services Peers — P/B Ratio Comparison
Bajaj Finance P/B 5.98 vs Financial Services average -3.59, median 0.0 — range -91.12–0.13.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Manraj Housing Finance | MANRAJH | -21.51 | ₹17 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| CMX Holdings | CMXLTD | -4.34 | ₹29 | Low |
| Gujarat Lease Financing | GLFL | -3.93 | ₹16 | Low |
| Roselabs Finance | ROSELABS | -3.93 | ₹19 | Low |
| GACM Technologies DVR | GATECHDVR | -3.7 | ₹10 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |
| Kiduja India | KIDUJA | -1.9 | ₹45 | Low |