Bajaj Finance Complete Financial Statements
BAJFINANCE • Review detailed financials to uncover trends, confirm thesis & journal trades
11 Years of Data
2025 - 2015
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Export complete financial statements for Bajaj Finance (BAJFINANCE).
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Profitability Ratios
Net Profit Margin
24.90%
2025 data
EBITDA Margin
68.26%
2025 data
Operating Margin
68.00%
2025 data
Return on Assets
1.06%
2025 data
Return on Equity
5.00%
2025 data
Balance Sheet Ratios
Current Ratio
0.06
2025 data
Debt to Equity
4.71
2025 data
Equity Ratio
21.23%
2025 data
Asset Turnover
0.04
2025 data
Year-over-Year Growth Analysis
Comparing Sept 2024 vs Sept 2025
Revenue Growth
+18.7%
Year-over-Year
Net Profit Growth
+23.3%
Year-over-Year
EBITDA Growth
+18.9%
Year-over-Year
Expense Growth
+18.2%
Year-over-Year
Assets Growth
+24.1%
Year-over-Year
Equity Growth
+29.0%
Year-over-Year
Liabilities Growth
+24.1%
Year-over-Year
Operating Cash Flow Growth
+2.4%
Year-over-Year
Investing Cash Flow Growth
+72.6%
Year-over-Year
Financing Cash Flow Growth
-14.4%
Year-over-Year
Income Statement
Periods
₹ Crores
| Particulars | Sept 2025 | Mar 2025 | Jun 2025 | Sept 2024 | Mar 2024 | Jun 2024 | Dec 2024 | Sept 2023 | Mar 2023 | Jun 2023 | Dec 2023 | Sept 2022 | Mar 2022 | Jun 2022 | Dec 2022 | Sept 2021 | Mar 2021 | Jun 2021 | Dec 2021 | Sept 2020 | Mar 2020 | Jun 2020 | Dec 2020 | Sept 2019 | Mar 2019 | Jun 2019 | Dec 2019 | Sept 2018 | Mar 2018 | Jun 2018 | Dec 2018 | Sept 2017 | Jun 2017 | Dec 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 19,873 | 18,167 | 19,260 | 16,744 | 14,651 | 15,754 | 17,659 | 13,130 | 11,103 | 12,277 | 13,909 | 9,697 | 8,349 | 8,984 | 10,526 | 7,519 | 6,782 | 6,638 | 8,245 | 6,484 | 7,195 | 6,637 | 6,617 | 6,287 | 5,266 | 5,775 | 6,978 | 4,273 | 3,492 | 3,938 | 4,992 | 3,066 | 2,834 | 3,374 |
| Expenses | 6,307 | 6,026 | 5,992 | 5,338 | 4,420 | 4,956 | 5,691 | 3,931 | 3,382 | 3,693 | 4,229 | 3,129 | 2,691 | 3,026 | 3,308 | 3,236 | 2,747 | 3,035 | 3,040 | 2,785 | 3,320 | 2,758 | 2,662 | 1,907 | 1,532 | 1,780 | 2,289 | 1,240 | 1,091 | 1,253 | 1,530 | 978 | 1,027 | 1,105 |
| EBITDA | 13,566 | 12,141 | 13,268 | 11,406 | 10,231 | 10,798 | 11,968 | 9,199 | 7,721 | 8,584 | 9,679 | 6,567 | 5,658 | 5,957 | 7,218 | 4,283 | 4,035 | 3,603 | 5,205 | 3,699 | 3,875 | 3,878 | 3,955 | 4,380 | 3,734 | 3,995 | 4,689 | 3,033 | 2,401 | 2,685 | 3,463 | 2,088 | 1,807 | 2,269 |
| Operating Profit Margin % | 68.00% | 67.00% | 69.00% | 68.00% | 70.00% | 69.00% | 68.00% | 70.00% | 70.00% | 70.00% | 70.00% | 68.00% | 68.00% | 66.00% | 69.00% | 57.00% | 59.00% | 54.00% | 63.00% | 57.00% | 54.00% | 58.00% | 60.00% | 70.00% | 71.00% | 69.00% | 67.00% | 71.00% | 69.00% | 68.00% | 69.00% | 68.00% | 64.00% | 67.00% |
| Depreciation | 258 | 252 | 252 | 210 | 193 | 200 | 219 | 159 | 134 | 156 | 176 | 121 | 104 | 111 | 119 | 95 | 90 | 89 | 97 | 72 | 85 | 84 | 80 | 71 | 41 | 63 | 76 | 33 | 29 | 29 | 41 | 24 | 22 | 27 |
| Interest | 7,011 | 6,552 | 6,918 | 6,149 | 5,217 | 5,684 | 6,386 | 4,537 | 3,592 | 4,103 | 4,868 | 2,972 | 2,568 | 2,645 | 3,351 | 2,398 | 2,196 | 2,254 | 2,535 | 2,358 | 2,547 | 2,498 | 2,363 | 2,323 | 1,913 | 2,113 | 2,489 | 1,565 | 1,227 | 1,359 | 1,786 | 1,141 | 1,073 | 1,179 |
| Profit Before Tax | 6,608 | 5,647 | 6,368 | 5,402 | 5,105 | 5,265 | 5,765 | 4,758 | 4,261 | 4,551 | 4,896 | 3,752 | 3,266 | 3,503 | 4,012 | 2,004 | 1,823 | 1,366 | 2,868 | 1,306 | 1,278 | 1,310 | 1,555 | 2,022 | 1,812 | 1,851 | 2,170 | 1,435 | 1,144 | 1,297 | 1,636 | 923 | 713 | 1,064 |
| Tax | 1,660 | 1,102 | 1,602 | 1,388 | 1,281 | 1,353 | 1,457 | 1,207 | 1,103 | 1,114 | 1,257 | 972 | 846 | 907 | 1,039 | 524 | 476 | 363 | 743 | 341 | 330 | 347 | 409 | 516 | 636 | 656 | 556 | 511 | 397 | 461 | 576 | 325 | 252 | 374 |
| Net Profit | 4,948 | 4,546 | 4,765 | 4,014 | 3,825 | 3,912 | 4,308 | 3,551 | 3,158 | 3,437 | 3,639 | 2,781 | 2,420 | 2,596 | 2,973 | 1,481 | 1,347 | 1,002 | 2,125 | 965 | 948 | 962 | 1,146 | 1,506 | 1,176 | 1,195 | 1,614 | 924 | 748 | 836 | 1,060 | 598 | 461 | 690 |
| Earnings Per Share (₹) | 7.85 | 72.35 | 7.57 | 64.66 | 61.91 | 63.28 | 68.63 | 58.67 | 52.25 | 56.83 | 59.42 | 46.05 | 40.11 | 43.02 | 49.20 | 24.58 | 22.40 | 16.66 | 35.26 | 16.07 | 15.80 | 16.04 | 19.08 | 26.08 | 20.39 | 20.71 | 27.32 | 16.03 | 13.00 | 14.53 | 18.38 | 10.80 | 8.42 | 12.00 |
Related Pages for Bajaj Finance
Additional stock information and data for BAJFINANCE
Balance Sheet
Years
Annual Data
₹ Crores
| Particulars | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||||
| Total Assets | 466,127 | 375,742 | 275,226 | 212,506 | 171,470 | 164,391 | 124,233 | 86,824 | 63,731 | 46,973 | 32,780 |
| Current Assets | 18,879 | 14,257 | 6,881 | 6,136 | 4,074 | 3,300 | 1,757 | 37,781 | 30,145 | 21,067 | 13,958 |
| Fixed Assets | 3,780 | 3,250 | 2,308 | 1,716 | 1,316 | 1,321 | 695 | 470 | 366 | 290 | 252 |
| Capital Work in Progress | 41 | 44 | 80 | 34 | 51 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 34,441 | 30,881 | 22,752 | 12,246 | 18,397 | 17,544 | 8,599 | 5,448 | 3,307 | 572 | 179 |
| Other Assets | 427,865 | 341,568 | 250,087 | 198,510 | 151,707 | 145,527 | 114,939 | 80,906 | 60,057 | 46,111 | 32,348 |
| LIABILITIES | |||||||||||
| Total Liabilities | 466,127 | 375,742 | 275,226 | 212,506 | 171,470 | 164,391 | 124,233 | 86,824 | 63,731 | 46,973 | 32,780 |
| Current Liabilities | 327,637 | 264,772 | 202,567 | 153,068 | 122,411 | 123,699 | 89,085 | 47,533 | 34,686 | 25,977 | 18,561 |
| Non-Current Liabilities | |||||||||||
| SHAREHOLDERS' EQUITY | |||||||||||
| Total Equity | 98,937 | 76,695 | 54,372 | 43,713 | 36,918 | 32,328 | 19,697 | 16,546 | 9,600 | 7,427 | 4,800 |
| Share Capital | 124 | 124 | 121 | 121 | 120 | 120 | 115 | 115 | 109 | 54 | 50 |
| Reserves & Surplus | 96,569 | 76,275 | 54,251 | 43,592 | 36,798 | 32,208 | 19,582 | 16,431 | 9,491 | 7,271 | 4,750 |
Cash Flow Statement
Periods
₹ Crores
| Particulars | March 2025 | March 2024 | March 2023 | March 2022 | March 2021 | March 2020 | March 2019 | March 2018 | March 2017 | March 2016 | March 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | -68,155 | -69,843 | -42,112 | -37,090 | -807 | -24,412 | -29,062 | -20,566 | -10,439 | -9,870 | -7,064 |
| Investing Activities | -2,765 | -10,088 | -10,394 | 6,347 | -429 | -8,758 | -5,379 | 1,075 | -3,047 | -687 | -360 |
| Financing Activities | 70,527 | 82,415 | 50,675 | 32,275 | 1,741 | 34,167 | 34,449 | 19,503 | 12,513 | 11,656 | 6,867 |
| Net Cash Flow | -392 | 2,484 | -1,831 | 1,532 | 505 | 998 | 9 | 13 | -972 | 1,100 | -557 |