Baid Finserv Intrinsic Value
Baid Finserv (BAIDFIN) median intrinsic value is ₹20.74 from 9 valuation models (range ₹6–₹31), vs current price ₹10.37 — +100.0% upside (Trading Below Calculated Value), margin of safety 50.0%. For current market price and key ratios, visit Baid Finserv share price today.
BAIDFIN Valuation Methods Summary — DCF, Graham Number & P/E
Baid Finserv intrinsic value across 9 models vs current price ₹10.37 — upside/downside and value range per method. Browse BAIDFIN annual financials for revenue, profit, balance sheet and cash flow data.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹13.80 | ₹11.04 - ₹16.56 | +33.1% | EPS: ₹1.15, Sector P/E: 12x |
| Book Value Method | asset | ₹25.92 | ₹23.33 - ₹28.51 | +150.0% | Book Value/Share: ₹75.16, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹20.74 | ₹18.67 - ₹22.81 | +100.0% | Revenue/Share: ₹31.29, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹20.74 | ₹18.67 - ₹22.81 | +100.0% | EBITDA: ₹51.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹5.99 | ₹4.79 - ₹7.19 | -42.2% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹7.36 | ₹6.62 - ₹8.10 | -29.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹9.89 | ₹8.90 - ₹10.88 | -4.6% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹20.74 | ₹18.67 - ₹22.81 | +100.0% | ROE: 6.4%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹31.11 | ₹28.00 - ₹34.22 | +200.0% | EPS: ₹1.15, BVPS: ₹75.16 |
BAIDFIN Intrinsic Value vs Market Price — All Valuation Models
Baid Finserv fair value range ₹6–₹31 vs current market price ₹10.37 across 9 valuation models. Also explore BAIDFIN price movement history to track price trends across different timeframes.
BAIDFIN Intrinsic Value Analysis — Undervalued or Overvalued?
Baid Finserv median intrinsic value ₹20.74, current price ₹10.37 — Trading Below Calculated Value by 100.0%, margin of safety 50.0%.
What is the intrinsic value of BAIDFIN?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Baid Finserv (BAIDFIN) is ₹20.74 (median value). With the current market price of ₹10.37, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹5.99 to ₹31.11, indicating ₹5.99 - ₹31.11.
Is BAIDFIN undervalued or overvalued?
Based on our multi-method analysis, Baid Finserv (BAIDFIN) appears to be trading below calculated value by approximately 100.0%.
BAIDFIN Financial Health — Key Ratios vs Industry Benchmarks
Baid Finserv financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.06 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 6.4% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 52.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.18x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
BAIDFIN Cash Flow Quality — Operating & Free Cash Flow
Baid Finserv operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹2 Cr | ₹-1 Cr | Positive Operating Cash Flow | 6/10 |
| March 2024 | ₹-22 Cr | ₹-23 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹6 Cr | ₹6 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹34 Cr | ₹31 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹51 Cr | ₹51 Cr | Positive Free Cash Flow | 8/10 |