Axis Bank Intrinsic Value

AXISBANK • Banks
Current Stock Price
₹1295.50
Primary Intrinsic Value
₹855.36
Market Cap
₹803.2K Cr
+70.2% Upside
Median Value
₹2204.50
Value Range
₹456 - ₹3239
Assessment
Trading Below Calculated Value
Safety Margin
41.2%

AXISBANK Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹855.36 ₹684.29 - ₹1026.43 -34.0% EPS: ₹71.28, Sector P/E: 12x
Book Value Method asset ₹2424.14 ₹2181.73 - ₹2666.55 +87.1% Book Value/Share: ₹3030.18, P/B: 0.8x
Revenue Multiple Method revenue ₹2565.81 ₹2309.23 - ₹2822.39 +98.1% Revenue/Share: ₹2565.81, P/S: 1.0x
EBITDA Multiple Method earnings ₹518.20 ₹466.38 - ₹570.02 -60.0% EBITDA: ₹29984.00Cr, EV/EBITDA: 5x
Simple DCF (5Y) dcf ₹3238.75 ₹2591.00 - ₹3886.50 +150.0% CF Growth: 15.0%, Discount: 15%
PEG Ratio Method growth ₹456.19 ₹410.57 - ₹501.81 -64.8% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹587.35 ₹528.62 - ₹646.09 -54.7% Revenue Growth: 6.0%, Adj P/E: 8.2x
ROE Based Valuation profitability ₹2591.00 ₹2331.90 - ₹2850.10 +100.0% ROE: 11.9%, P/E Multiple: 12x
Graham Defensive Method conservative ₹2204.50 ₹1984.05 - ₹2424.95 +70.2% EPS: ₹71.28, BVPS: ₹3030.18
Method Types: Earnings Asset DCF Growth Dividend Conservative

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Valuation Comparison Chart

AXISBANK Intrinsic Value Analysis

What is the intrinsic value of AXISBANK?

Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Axis Bank (AXISBANK) is ₹2204.50 (median value). With the current market price of ₹1295.50, this represents a +70.2% variance from our estimated fair value.

The valuation range spans from ₹456.19 to ₹3238.75, indicating ₹456.19 - ₹3238.75.

Is AXISBANK undervalued or overvalued?

Based on our multi-method analysis, Axis Bank (AXISBANK) appears to be trading below calculated value by approximately 70.2%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.11 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Debt to Equity Ratio 8.82 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 11.9% Industry Standard: 15%+ Above 10% Measures shareholder return efficiency
Operating Margin 56.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.10x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹44,384 Cr ₹18,795 Cr Positive Free Cash Flow 7/10
March 2024 ₹-5,555 Cr ₹-10,056 Cr Negative Cash Flow 3/10
March 2023 ₹22,075 Cr ₹5,900 Cr Positive Free Cash Flow 7/10
March 2022 ₹28,137 Cr ₹14,581 Cr Positive Free Cash Flow 8/10
March 2021 ₹12,633 Cr ₹-14,511 Cr Positive Operating Cash Flow 6/10