Aryaman Financial Services P/B Ratio

Current P/B Ratio
4.74
High Valuation
Very High - Significant premium, high growth expectations or speculative

Aryaman Financial Services (ARYAMAN) P/B ratio is 4.74 (High), book value per share ₹185.00 vs Financial Services average P/B of -3.59 — Very High - Significant premium, high growth expectations or speculative. Explore ARYAMAN fundamental worth to estimate fundamental worth using multiple valuation models.

Current Valuation Metrics

P/B Ratio 4.74
Current Price ₹629.25
Book Value/Share ₹185.00
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹222 Cr
Share Capital ₹12 Cr
Reserves & Surplus ₹148 Cr
Outstanding Shares 12,000,000
Book Value per Share ₹185.00

Valuation Signal

Signal Overvalued
Historical Avg 3.32
Historical Range 1.55 - 4.65
Percentile 100.0%

Sector Context

Sector Average -3.59
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

ARYAMAN P/B Ratio — Valuation Insights & Book Value Analysis

Aryaman Financial Services price-to-book ratio interpretation, valuation status and historical context — current P/B 4.74 (High). Read ARYAMAN dividend history for the complete payout history and dividend yield track record.

  • Stock appears overvalued with PB of 4.74, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model
  • Current PB is 42.7% above historical average
  • Trading at premium to sector average PB of -3.59

Aryaman Financial Services P/B Ratio Historical Trend

ARYAMAN annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see ARYAMAN share price screener.

ARYAMAN Historical P/B Ratio — Book Value Per Share & Year-End Price

Aryaman Financial Services annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 3.4 ₹185.0 ₹629.25 ₹222 High
2025 4.35 ₹150.83 ₹655.45 ₹181 High
2024 4.65 ₹89.17 ₹414.95 ₹107 High
2023 2.66 ₹70.0 ₹186.25 ₹84 Moderate
2022 1.55 ₹52.5 ₹81.25 ₹63 Moderate

ARYAMAN vs Financial Services Peers — P/B Ratio Comparison

Aryaman Financial Services P/B 4.74 vs Financial Services average -3.59, median 0.0 — range -91.12–0.13.

Sector Average
-3.59
Sector Median
0.0
Lowest P/B
-91.12
Highest P/B
0.13
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Manraj Housing Finance MANRAJH -21.51 ₹17 Low
Trustwave Securities TRUSTWAVE -13.82 ₹15 Low
Roselabs Finance ROSELABS -4.6 ₹22 Low
CMX Holdings CMXLTD -3.78 ₹25 Low
Gujarat Lease Financing GLFL -3.58 ₹14 Low
GACM Technologies DVR GATECHDVR -3.42 ₹9 Low
Reliance Home Finance RHFL -2.36 ₹131 Low
Kiduja India KIDUJA -2.18 ₹47 Low