Apex Capital & Finance Intrinsic Value
ACFL Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹33.60 | ₹26.88 - ₹40.32 | -26.3% | EPS: ₹2.80, Sector P/E: 12x |
| Book Value Method | asset | ₹105.33 | ₹94.80 - ₹115.86 | +131.0% | Book Value/Share: ₹131.67, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹13.68 | ₹12.31 - ₹15.05 | -70.0% | Revenue/Share: ₹8.33, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹18.24 | ₹16.42 - ₹20.06 | -60.0% | EBITDA: ₹3.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹114.00 | ₹91.20 - ₹136.80 | +150.0% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹44.80 | ₹40.32 - ₹49.28 | -1.8% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹23.07 | ₹20.76 - ₹25.38 | -49.4% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| Graham Defensive Method | conservative | ₹91.08 | ₹81.97 - ₹100.19 | +99.7% | EPS: ₹2.80, BVPS: ₹131.67 |
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Valuation Comparison Chart
ACFL Intrinsic Value Analysis
What is the intrinsic value of ACFL?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Apex Capital & Finance (ACFL) is ₹44.80 (median value). With the current market price of ₹45.60, this represents a -1.8% variance from our estimated fair value.
The valuation range spans from ₹13.68 to ₹114.00, indicating ₹13.68 - ₹114.00.
Is ACFL undervalued or overvalued?
Based on our multi-method analysis, Apex Capital & Finance (ACFL) appears to be trading near calculated value by approximately 1.8%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Debt to Equity Ratio | 1.00 | Industry Standard: <0.5 | Below 1.0 | Indicates financial leverage level |
| Return on Equity | 2.5% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 56.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.06x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Apex Capital & Finance
Additional stock information and data for ACFL
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-48 Cr | ₹-48 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹34 Cr | ₹34 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹3 Cr | ₹3 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹-2 Cr | ₹-2 Cr | Negative Cash Flow | 3/10 |