Anupam Finserv Intrinsic Value
Anupam Finserv (ANUPAM) median intrinsic value is ₹3.82 from 9 valuation models (range ₹1–₹6), vs current price ₹1.91 — +100.0% upside (Trading Below Calculated Value), margin of safety 50.0%. For current market price and key ratios, visit ANUPAM share price.
ANUPAM Valuation Methods Summary — DCF, Graham Number & P/E
Anupam Finserv intrinsic value across 9 models vs current price ₹1.91 — upside/downside and value range per method. Read Anupam Finserv dividend policy for the complete payout history and dividend yield track record.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹1.20 | ₹0.96 - ₹1.44 | -37.2% | EPS: ₹0.10, Sector P/E: 12x |
| Book Value Method | asset | ₹4.77 | ₹4.29 - ₹5.25 | +149.7% | Book Value/Share: ₹15.79, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹2.63 | ₹2.37 - ₹2.89 | +37.7% | Revenue/Share: ₹2.63, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹3.82 | ₹3.44 - ₹4.20 | +100.0% | EBITDA: ₹3.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹4.77 | ₹3.82 - ₹5.72 | +149.7% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹0.64 | ₹0.58 - ₹0.70 | -66.5% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹0.85 | ₹0.77 - ₹0.94 | -55.5% | Revenue Growth: 13.6%, Adj P/E: 8.5x |
| ROE Based Valuation | profitability | ₹3.82 | ₹3.44 - ₹4.20 | +100.0% | ROE: 6.7%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹5.73 | ₹5.16 - ₹6.30 | +200.0% | EPS: ₹0.10, BVPS: ₹15.79 |
ANUPAM Intrinsic Value vs Market Price — All Valuation Models
Anupam Finserv fair value range ₹1–₹6 vs current market price ₹1.91 across 9 valuation models. Analyse ANUPAM promoter holding to track promoter, FII and institutional holdings.
ANUPAM Intrinsic Value Analysis — Undervalued or Overvalued?
Anupam Finserv median intrinsic value ₹3.82, current price ₹1.91 — Trading Below Calculated Value by 100.0%, margin of safety 50.0%.
What is the intrinsic value of ANUPAM?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Anupam Finserv (ANUPAM) is ₹3.82 (median value). With the current market price of ₹1.91, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹0.64 to ₹5.73, indicating ₹0.64 - ₹5.73.
Is ANUPAM undervalued or overvalued?
Based on our multi-method analysis, Anupam Finserv (ANUPAM) appears to be trading below calculated value by approximately 100.0%.
ANUPAM Financial Health — Key Ratios vs Industry Benchmarks
Anupam Finserv financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Return on Equity | 6.7% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 60.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.12x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
ANUPAM Cash Flow Quality — Operating & Free Cash Flow
Anupam Finserv operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-13 Cr | ₹-14 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹2 Cr | ₹2 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 7/10 |
| March 2022 | ₹4 Cr | ₹4 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 8/10 |