Aditya Birla Money Intrinsic Value
Aditya Birla Money (BIRLAMONEY) median intrinsic value is ₹36.15 from 8 valuation models (range ₹34–₹180), vs current price ₹120.49 — -70.0% downside (Trading Above Calculated Value), margin of safety -100.0%. For current market price and key ratios, visit Aditya Birla Money share price today.
BIRLAMONEY Valuation Methods Summary — DCF, Graham Number & P/E
Aditya Birla Money intrinsic value across 8 models vs current price ₹120.49 — upside/downside and value range per method. See BIRLAMONEY P/B ratio history to compare market price against book value per share.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹36.15 | ₹28.92 - ₹43.38 | -70.0% | EPS: ₹1.68, Sector P/E: 12x |
| Book Value Method | asset | ₹34.38 | ₹30.94 - ₹37.82 | -71.5% | Book Value/Share: ₹34.38, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹88.00 | ₹79.20 - ₹96.80 | -27.0% | Revenue/Share: ₹110.00, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹180.00 | ₹162.00 - ₹198.00 | +49.4% | EBITDA: ₹48.00Cr, EV/EBITDA: 6x |
| PEG Ratio Method | growth | ₹36.15 | ₹32.53 - ₹39.77 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹36.15 | ₹32.53 - ₹39.77 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹60.24 | ₹54.22 - ₹66.26 | -50.0% | ROE: 14.5%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹36.15 | ₹32.53 - ₹39.77 | -70.0% | EPS: ₹1.68, BVPS: ₹34.38 |
BIRLAMONEY Intrinsic Value vs Market Price — All Valuation Models
Aditya Birla Money fair value range ₹34–₹180 vs current market price ₹120.49 across 8 valuation models. Check BIRLAMONEY market capitalization to track the company's total market size over time.
BIRLAMONEY Intrinsic Value Analysis — Undervalued or Overvalued?
Aditya Birla Money median intrinsic value ₹36.15, current price ₹120.49 — Trading Above Calculated Value by 70.0%, margin of safety -100.0%.
What is the intrinsic value of BIRLAMONEY?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Aditya Birla Money (BIRLAMONEY) is ₹36.15 (median value). With the current market price of ₹120.49, this represents a -70.0% variance from our estimated fair value.
The valuation range spans from ₹34.38 to ₹180.00, indicating ₹34.38 - ₹180.00.
Is BIRLAMONEY undervalued or overvalued?
Based on our multi-method analysis, Aditya Birla Money (BIRLAMONEY) appears to be trading above calculated value by approximately 70.0%.
BIRLAMONEY Financial Health — Key Ratios vs Industry Benchmarks
Aditya Birla Money financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 508.00 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | 14.5% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 24.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.33x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
BIRLAMONEY Cash Flow Quality — Operating & Free Cash Flow
Aditya Birla Money operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2018 | ₹-174 Cr | ₹-186 Cr | Negative Cash Flow | 3/10 |
| March 2017 | ₹51 Cr | ₹50 Cr | Positive Free Cash Flow | 8/10 |
| March 2016 | ₹-20 Cr | ₹-20 Cr | Negative Cash Flow | 3/10 |
| March 2015 | ₹-21 Cr | ₹-39 Cr | Negative Cash Flow | 3/10 |