Aditya Birla Money Intrinsic Value

BIRLAMONEY • Capital Markets
Current Stock Price
₹142.93
Primary Intrinsic Value
₹42.88
Market Cap
₹228.7 Cr
-70.0% Downside
Median Value
₹42.88
Value Range
₹34 - ₹180
Assessment
Trading Above Calculated Value
Safety Margin
-100.0%

BIRLAMONEY Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹42.88 ₹34.30 - ₹51.46 -70.0% EPS: ₹1.68, Sector P/E: 12x
Book Value Method asset ₹34.38 ₹30.94 - ₹37.82 -75.9% Book Value/Share: ₹34.38, P/B: 1.0x
Revenue Multiple Method revenue ₹88.00 ₹79.20 - ₹96.80 -38.4% Revenue/Share: ₹110.00, P/S: 0.8x
EBITDA Multiple Method earnings ₹180.00 ₹162.00 - ₹198.00 +25.9% EBITDA: ₹48.00Cr, EV/EBITDA: 6x
PEG Ratio Method growth ₹42.88 ₹38.59 - ₹47.17 -70.0% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹42.88 ₹38.59 - ₹47.17 -70.0% Revenue Growth: 6.0%, Adj P/E: 8.2x
ROE Based Valuation profitability ₹71.47 ₹64.32 - ₹78.62 -50.0% ROE: 14.5%, P/E Multiple: 12x
Graham Defensive Method conservative ₹42.88 ₹38.59 - ₹47.17 -70.0% EPS: ₹1.68, BVPS: ₹34.38
Method Types: Earnings Asset DCF Growth Dividend Conservative

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Valuation Comparison Chart

BIRLAMONEY Intrinsic Value Analysis

What is the intrinsic value of BIRLAMONEY?

Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Aditya Birla Money (BIRLAMONEY) is ₹42.88 (median value). With the current market price of ₹142.93, this represents a -70.0% variance from our estimated fair value.

The valuation range spans from ₹34.38 to ₹180.00, indicating ₹34.38 - ₹180.00.

Is BIRLAMONEY undervalued or overvalued?

Based on our multi-method analysis, Aditya Birla Money (BIRLAMONEY) appears to be trading above calculated value by approximately 70.0%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 508.00 Industry Standard: 2.0+ Above 2.0 Measures short-term liquidity capacity
Debt to Equity Ratio 9.73 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 14.5% Industry Standard: 15%+ Above 10% Measures shareholder return efficiency
Operating Margin 24.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.33x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2018 ₹-174 Cr ₹-186 Cr Negative Cash Flow 3/10
March 2017 ₹51 Cr ₹50 Cr Positive Free Cash Flow 8/10
March 2016 ₹-20 Cr ₹-20 Cr Negative Cash Flow 3/10
March 2015 ₹-21 Cr ₹-39 Cr Negative Cash Flow 3/10