Aavas Financiers P/B Ratio
Aavas Financiers (AAVAS) P/B ratio is 2.93 (Moderate), book value per share ₹477.59 vs Financial Services average P/B of -11.33 — High - Premium to book value, growth expectations or asset-light model. Compare with AAVAS fair value to assess whether the stock is under or overvalued.
Current Valuation Metrics
Book Value Breakdown (2024)
Valuation Signal
Sector Context
AAVAS P/B Ratio — Valuation Insights & Book Value Analysis
Aavas Financiers price-to-book ratio interpretation, valuation status and historical context — current P/B 2.93 (Moderate). For live price, earnings yield and the full fundamental profile, see Aavas Financiers stock price NSE.
- Current PB is 46.4% below historical average
- Trading at premium to sector average PB of -11.33
Aavas Financiers P/B Ratio Historical Trend
AAVAS annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View AAVAS 52-week high low for the annual high/low range and current price position.
AAVAS Historical P/B Ratio — Book Value Per Share & Year-End Price
Aavas Financiers annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2024 | 3.52 | ₹477.59 | ₹1679.55 | ₹3,773 | High |
| 2023 | 3.7 | ₹413.92 | ₹1532.25 | ₹3,270 | High |
| 2022 | 5.2 | ₹355.19 | ₹1845.85 | ₹2,806 | High |
| 2021 | 8.61 | ₹303.92 | ₹2616.05 | ₹2,401 | High |
| 2020 | 6.3 | ₹268.97 | ₹1695.55 | ₹2,098 | High |
AAVAS vs Financial Services Peers — P/B Ratio Comparison
Aavas Financiers P/B 2.93 vs Financial Services average -11.33, median -0.04 — range -372.31–0.11.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| BEML Land Assets | BLAL | -372.31 | ₹794 | Low |
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Manraj Housing Finance | MANRAJH | -29.76 | ₹21 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| CMX Holdings | CMXLTD | -4.83 | ₹30 | Low |
| Gujarat Lease Financing | GLFL | -4.65 | ₹19 | Low |
| Roselabs Finance | ROSELABS | -4.51 | ₹23 | Low |
| Classic Leasing & Finance | CLFL | -4.49 | ₹16 | Low |
| Manipal Finance | MNPLFIN | -2.53 | ₹20 | Low |