Aavas Financiers P/B Ratio

AAVAS • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
2.71
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

Current Valuation Metrics

P/B Ratio 2.71
Current Price ₹1240.10
Book Value/Share ₹477.59
Exchange NSE

Book Value Breakdown (2024)

Balance Sheet Components
Total Equity ₹3,773 Cr
Share Capital ₹79 Cr
Reserves & Surplus ₹3,694 Cr
Outstanding Shares 79,000,000
Book Value per Share ₹477.59

Valuation Signal

Signal Overvalued
Historical Avg 5.47
Historical Range 3.52 - 8.61
Percentile 0.0%

Sector Context

Sector Average -11.01
Sector Median -0.02
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for Aavas Financiers

  • Current PB is 50.4% below historical average
  • Trading at premium to sector average PB of -11.01

View the current stock price of Aavas Financiers for more insights.

P/B Ratio Historical Trend for Aavas Financiers

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2024 3.52 ₹477.59 ₹1679.55 ₹3,773 High
2023 3.7 ₹413.92 ₹1532.25 ₹3,270 High
2022 5.2 ₹355.19 ₹1845.85 ₹2,806 High
2021 8.61 ₹303.92 ₹2616.05 ₹2,401 High
2020 6.3 ₹268.97 ₹1695.55 ₹2,098 High

Sector P/B Ratio Comparison

Comparing Aavas Financiers with other companies in Financial Services sector
Sector Average
-11.01
Sector Median
-0.02
Lowest P/B
-357.02
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -357.02 ₹782 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -33.87 ₹24 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -11.46 ₹12 Low
CMX Holdings CMXLTD -6.26 ₹35 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Kiduja India KIDUJA -2.05 ₹49 Low