Star Health Insurance P/B Ratio

Current P/B Ratio
4.26
High Valuation
Very High - Significant premium, high growth expectations or speculative

Star Health Insurance P/B ratio. Star Health Insurance (STARHEALTH) P/B ratio is 4.26 (High), book value per share ₹128.83 vs Insurance average P/B of 4.69 — Very High - Significant premium, high growth expectations or speculative. Analyse Star Health Insurance shareholding analysis to track promoter, FII and institutional holdings.

Current Valuation Metrics

P/B Ratio 4.26
Current Price ₹530.35
Book Value/Share ₹128.83
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹7,575 Cr
Share Capital ₹588 Cr
Reserves & Surplus ₹7,001 Cr
Outstanding Shares 588,000,000
Book Value per Share ₹128.83

Valuation Signal

Signal Overvalued
Historical Avg 4.38
Historical Range 3.79 - 5.11
Percentile 60.0%

Sector Context

Sector Average 4.69
Sector Median 4.81
Sector Rank #6 of 12
Sector Percentile 50.0%

STARHEALTH P/B Ratio — Valuation Insights & Book Value Analysis

Star Health Insurance price-to-book ratio interpretation, valuation status and historical context — current P/B 4.26 (High). For live price, earnings yield and the full fundamental profile, see STARHEALTH screener.

  • Stock appears overvalued with PB of 4.26, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model

Star Health Insurance P/B Ratio Historical Trend

STARHEALTH annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View Star Health Insurance yearly highs lows for the annual high/low range and current price position.

STARHEALTH Historical P/B Ratio — Book Value Per Share & Year-End Price

Star Health Insurance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 4.12 ₹128.83 ₹530.35 ₹7,575 High
2025 3.79 ₹120.05 ₹455.00 ₹7,059 High
2024 4.16 ₹114.03 ₹474.95 ₹6,671 High
2023 4.73 ₹112.97 ₹534.75 ₹6,575 High
2022 5.11 ₹110.85 ₹566.30 ₹6,385 High

STARHEALTH vs Insurance Peers — P/B Ratio Comparison

Star Health Insurance P/B 4.26 vs Insurance average 4.69, median 4.81 — range 0.78–8.28.

Sector Average
4.69
Sector Median
4.81
Lowest P/B
0.78
Highest P/B
8.28
Companies
12
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
GIC of India GICRE 0.78 ₹57,404 Low
The New India Assurance … NIACL 1.2 ₹28,677 Moderate
LIC of India LICI 2.83 ₹497,588 Moderate
Medi Assist Healthcare MEDIASSIST 2.85 ₹2,239 Moderate
Niva Bupa Health Insuran… NIVABUPA 3.71 ₹14,109 High
ICICI Lombard General In… ICICIGI 4.47 ₹82,436 High
ICICI Prudential Life In… ICICIPRULI 4.81 ₹63,564 High
Go Digit General Insuran… GODIGIT 5.69 ₹26,593 High
HDFC Life Insurance HDFCLIFE 6.19 ₹118,515 High
Canara HSBC Life Insuran… CANHLIFE 7.42 ₹12,140 High