Spandana Sphoorty Financial P/B Ratio

Current P/B Ratio
0.95
Low Valuation
Low - Trading below book value, may indicate undervaluation

Spandana Sphoorty Financial P/B ratio. Spandana Sphoorty Financial (SPANDANA) P/B ratio is 0.95 (Low), book value per share ₹266.25 vs Financial Services average P/B of -3.58 — Low - Trading below book value, may indicate undervaluation. For live price, earnings yield and the full fundamental profile, see SPANDANA stock price BSE.

Current Valuation Metrics

P/B Ratio 0.95
Current Price ₹213.52
Book Value/Share ₹266.25
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹2,130 Cr
Share Capital ₹80 Cr
Reserves & Surplus ₹2,049 Cr
Outstanding Shares 80,000,000
Book Value per Share ₹266.25

Valuation Signal

Signal Undervalued
Historical Avg 1.17
Historical Range 0.61 - 2.46
Percentile 60.0%

Sector Context

Sector Average -3.58
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

SPANDANA P/B Ratio — Valuation Insights & Book Value Analysis

Spandana Sphoorty Financial price-to-book ratio interpretation, valuation status and historical context — current P/B 0.95 (Low). View Spandana Sphoorty Financial 52-week for the annual high/low range and current price position.

  • Stock appears undervalued with PB of 0.95, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Trading at premium to sector average PB of -3.58

Spandana Sphoorty Financial P/B Ratio Historical Trend

SPANDANA annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Analyse Spandana Sphoorty Financial ownership pattern to track promoter, FII and institutional holdings.

SPANDANA Historical P/B Ratio — Book Value Per Share & Year-End Price

Spandana Sphoorty Financial annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 0.8 ₹266.25 ₹213.52 ₹2,130 Low
2025 0.73 ₹370.85 ₹269.35 ₹2,633 Low
2024 0.61 ₹513.38 ₹314.80 ₹3,645 Low
2023 2.46 ₹436.48 ₹1073.40 ₹3,099 Moderate
2022 1.25 ₹447.83 ₹559.30 ₹3,090 Moderate

SPANDANA vs Financial Services Peers — P/B Ratio Comparison

Spandana Sphoorty Financial P/B 0.95 vs Financial Services average -3.58, median 0.0 — range -91.12–0.16.

Sector Average
-3.58
Sector Median
0.0
Lowest P/B
-91.12
Highest P/B
0.16
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Manraj Housing Finance MANRAJH -21.51 ₹17 Low
Trustwave Securities TRUSTWAVE -13.82 ₹15 Low
Roselabs Finance ROSELABS -4.19 ₹20 Low
Gujarat Lease Financing GLFL -3.67 ₹15 Low
CMX Holdings CMXLTD -3.4 ₹22 Low
GACM Technologies DVR GATECHDVR -3.35 ₹9 Low
Reliance Home Finance RHFL -2.36 ₹131 Low
Kiduja India KIDUJA -2.35 ₹47 Low