Sera Investments & Finance Intrinsic Value
Sera Investments & Finance intrinsic value. Sera Investments & Finance (SERA) median intrinsic value is ₹125.44 from 9 valuation models (range ₹18–₹182), vs current price ₹60.61 — +107.0% upside (Trading Below Calculated Value), margin of safety 51.7%. For current market price and key ratios, visit Sera Investments & Finance screener.
SERA Valuation Methods Summary — DCF, Graham Number & P/E
Sera Investments & Finance intrinsic value across 9 models vs current price ₹60.61 — upside/downside and value range per method. Read SERA dividend yield for the complete payout history and dividend yield track record.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹181.83 | ₹145.46 - ₹218.20 | +200.0% | EPS: ₹19.60, Sector P/E: 12x |
| Book Value Method | asset | ₹151.53 | ₹136.38 - ₹166.68 | +150.0% | Book Value/Share: ₹226.15, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹121.22 | ₹109.10 - ₹133.34 | +100.0% | Revenue/Share: ₹129.23, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹121.22 | ₹109.10 - ₹133.34 | +100.0% | EBITDA: ₹152.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹125.44 | ₹112.90 - ₹137.98 | +107.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹161.50 | ₹145.35 - ₹177.65 | +166.5% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹121.22 | ₹109.10 - ₹133.34 | +100.0% | ROE: 44.9%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹181.83 | ₹163.65 - ₹200.01 | +200.0% | EPS: ₹19.60, BVPS: ₹226.15 |
| Dividend Yield Method | dividend | ₹18.18 | ₹16.36 - ₹20.00 | -70.0% | DPS: ₹0.10, Target Yield: 4.0% |
SERA Intrinsic Value vs Market Price — All Valuation Models
Sera Investments & Finance fair value range ₹18–₹182 vs current market price ₹60.61 across 9 valuation models. Compare with SERA fair value to assess whether the stock is under or overvalued.
SERA Intrinsic Value Analysis — Undervalued or Overvalued?
Sera Investments & Finance median intrinsic value ₹125.44, current price ₹60.61 — Trading Below Calculated Value by 107.0%, margin of safety 51.7%.
What is the intrinsic value of SERA?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Sera Investments & Finance (SERA) is ₹125.44 (median value). With the current market price of ₹60.61, this represents a +107.0% variance from our estimated fair value.
The valuation range spans from ₹18.18 to ₹181.83, indicating ₹18.18 - ₹181.83.
Is SERA undervalued or overvalued?
Based on our multi-method analysis, Sera Investments & Finance (SERA) appears to be trading below calculated value by approximately 107.0%.
SERA Financial Health — Key Ratios vs Industry Benchmarks
Sera Investments & Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 6.62 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | 44.9% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 91.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.48x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
SERA Cash Flow Quality — Operating & Free Cash Flow
Sera Investments & Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹10 Cr | ₹6 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹-8 Cr | ₹-11 Cr | Negative Cash Flow | 3/10 |