SBI Life Insurance P/B Ratio
SBI Life Insurance P/B ratio. SBI Life Insurance (SBILIFE) P/B ratio is 8.28 (High), book value per share ₹190.29 vs Insurance average P/B of 4.38 — Very High - Significant premium, high growth expectations or speculative. View SBI Life Insurance yearly highs lows for the annual high/low range and current price position.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
SBILIFE P/B Ratio — Valuation Insights & Book Value Analysis
SBI Life Insurance price-to-book ratio interpretation, valuation status and historical context — current P/B 8.28 (High). Analyse SBILIFE promoter holding to track promoter, FII and institutional holdings.
- Stock appears overvalued with PB of 8.28, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Trading at premium to sector average PB of 4.38
SBI Life Insurance P/B Ratio Historical Trend
SBILIFE annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see SBI Life Insurance share price chart.
SBILIFE Historical P/B Ratio — Book Value Per Share & Year-End Price
SBI Life Insurance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 8.63 | ₹190.29 | ₹1642.90 | ₹19,086 | High |
| 2025 | 12.0 | ₹169.51 | ₹2034.90 | ₹16,985 | High |
| 2024 | 9.34 | ₹148.79 | ₹1390.40 | ₹14,909 | High |
| 2023 | 11.02 | ₹130.05 | ₹1432.60 | ₹13,018 | High |
| 2022 | 10.59 | ₹116.22 | ₹1231.30 | ₹11,622 | High |
SBILIFE vs Insurance Peers — P/B Ratio Comparison
SBI Life Insurance P/B 8.28 vs Insurance average 4.38, median 4.47 — range 0.78–8.32.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| GIC of India | GICRE | 0.78 | ₹57,404 | Low |
| The New India Assurance … | NIACL | 1.2 | ₹28,677 | Moderate |
| LIC of India | LICI | 2.83 | ₹497,588 | Moderate |
| Medi Assist Healthcare | MEDIASSIST | 2.85 | ₹2,239 | Moderate |
| Niva Bupa Health Insuran… | NIVABUPA | 3.71 | ₹14,109 | High |
| Star Health Insurance | STARHEALTH | 4.26 | ₹31,906 | High |
| ICICI Lombard General In… | ICICIGI | 4.47 | ₹82,436 | High |
| ICICI Prudential Life In… | ICICIPRULI | 4.81 | ₹63,564 | High |
| Go Digit General Insuran… | GODIGIT | 5.69 | ₹26,593 | High |
| HDFC Life Insurance | HDFCLIFE | 6.19 | ₹118,515 | High |