Rita Finance & Leasing Intrinsic Value
Rita Finance & Leasing intrinsic value. Rita Finance & Leasing (RFLL) median intrinsic value is ₹7.20 from 8 valuation models (range ₹4–₹15), vs current price ₹13.30 — -45.9% downside (Trading Above Calculated Value), margin of safety -84.7%. Compare with RFLL DCF valuation to assess whether the stock is under or overvalued.
RFLL Valuation Methods Summary — DCF, Graham Number & P/E
Rita Finance & Leasing intrinsic value across 8 models vs current price ₹13.30 — upside/downside and value range per method. Read RFLL dividend payout details for the complete payout history and dividend yield track record.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹7.20 | ₹5.76 - ₹8.64 | -45.9% | EPS: ₹0.60, Sector P/E: 12x |
| Book Value Method | asset | ₹13.60 | ₹12.24 - ₹14.96 | +2.3% | Book Value/Share: ₹17.00, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹3.99 | ₹3.59 - ₹4.39 | -70.0% | Revenue/Share: ₹1.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹5.32 | ₹4.79 - ₹5.85 | -60.0% | EBITDA: ₹1.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹3.99 | ₹3.59 - ₹4.39 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹4.94 | ₹4.45 - ₹5.43 | -62.9% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹10.00 | ₹9.00 - ₹11.00 | -24.8% | ROE: 5.9%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹15.15 | ₹13.63 - ₹16.67 | +13.9% | EPS: ₹0.60, BVPS: ₹17.00 |
RFLL Intrinsic Value vs Market Price — All Valuation Models
Rita Finance & Leasing fair value range ₹4–₹15 vs current market price ₹13.30 across 8 valuation models. For current market price and key ratios, visit Rita Finance & Leasing stock price NSE.
RFLL Intrinsic Value Analysis — Undervalued or Overvalued?
Rita Finance & Leasing median intrinsic value ₹7.20, current price ₹13.30 — Trading Above Calculated Value by 45.9%, margin of safety -84.7%.
What is the intrinsic value of RFLL?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Rita Finance & Leasing (RFLL) is ₹7.20 (median value). With the current market price of ₹13.30, this represents a -45.9% variance from our estimated fair value.
The valuation range spans from ₹3.99 to ₹15.15, indicating ₹3.99 - ₹15.15.
Is RFLL undervalued or overvalued?
Based on our multi-method analysis, Rita Finance & Leasing (RFLL) appears to be trading above calculated value by approximately 45.9%.
RFLL Financial Health — Key Ratios vs Industry Benchmarks
Rita Finance & Leasing financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.33 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 5.9% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 71.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.05x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
RFLL Cash Flow Quality — Operating & Free Cash Flow
Rita Finance & Leasing operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹0 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-3 Cr | ₹-3 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-1 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹2 Cr | ₹-2 Cr | Positive Operating Cash Flow | 6/10 |