Repco Home Finance Intrinsic Value
Repco Home Finance intrinsic value. Repco Home Finance (REPCOHOME) median intrinsic value is ₹658.50 from 9 valuation models (range ₹99–₹988), vs current price ₹329.25 — +100.0% upside (Trading Below Calculated Value), margin of safety 50.0%. For current market price and key ratios, visit Repco Home Finance share price screener.
REPCOHOME Valuation Methods Summary — DCF, Graham Number & P/E
Repco Home Finance intrinsic value across 9 models vs current price ₹329.25 — upside/downside and value range per method. Compare with REPCOHOME fair value estimate to assess whether the stock is under or overvalued.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹987.75 | ₹790.20 - ₹1185.30 | +200.0% | EPS: ₹86.44, Sector P/E: 12x |
| Book Value Method | asset | ₹513.14 | ₹461.83 - ₹564.45 | +55.9% | Book Value/Share: ₹641.43, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹287.62 | ₹258.86 - ₹316.38 | -12.6% | Revenue/Share: ₹287.62, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹658.50 | ₹592.65 - ₹724.35 | +100.0% | EBITDA: ₹1616.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹553.22 | ₹497.90 - ₹608.54 | +68.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹712.27 | ₹641.04 - ₹783.50 | +116.3% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹658.50 | ₹592.65 - ₹724.35 | +100.0% | ROE: 13.4%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹987.75 | ₹888.98 - ₹1086.53 | +200.0% | EPS: ₹86.44, BVPS: ₹641.43 |
| Dividend Yield Method | dividend | ₹98.77 | ₹88.89 - ₹108.65 | -70.0% | DPS: ₹3.00, Target Yield: 4.0% |
REPCOHOME Intrinsic Value vs Market Price — All Valuation Models
Repco Home Finance fair value range ₹99–₹988 vs current market price ₹329.25 across 9 valuation models. Read REPCOHOME dividend payout details for the complete payout history and dividend yield track record.
REPCOHOME Intrinsic Value Analysis — Undervalued or Overvalued?
Repco Home Finance median intrinsic value ₹658.50, current price ₹329.25 — Trading Below Calculated Value by 100.0%, margin of safety 50.0%.
What is the intrinsic value of REPCOHOME?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Repco Home Finance (REPCOHOME) is ₹658.50 (median value). With the current market price of ₹329.25, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹98.77 to ₹987.75, indicating ₹98.77 - ₹987.75.
Is REPCOHOME undervalued or overvalued?
Based on our multi-method analysis, Repco Home Finance (REPCOHOME) appears to be trading below calculated value by approximately 100.0%.
REPCOHOME Financial Health — Key Ratios vs Industry Benchmarks
Repco Home Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.03 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 13.4% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 89.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.11x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
REPCOHOME Cash Flow Quality — Operating & Free Cash Flow
Repco Home Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-896 Cr | ₹-896 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-614 Cr | ₹-618 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-685 Cr | ₹-770 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-363 Cr | ₹-363 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹691 Cr | ₹610 Cr | Positive Free Cash Flow | 8/10 |