Regency Fincorp Intrinsic Value
Regency Fincorp intrinsic value. Regency Fincorp (REGENCY) median intrinsic value is ₹21.12 from 9 valuation models (range ₹16–₹46), vs current price ₹62.65 — -66.3% downside (Trading Above Calculated Value), margin of safety -100.0%. For current market price and key ratios, visit Regency Fincorp stock price NSE.
REGENCY Valuation Methods Summary — DCF, Graham Number & P/E
Regency Fincorp intrinsic value across 9 models vs current price ₹62.65 — upside/downside and value range per method. Compare with REGENCY fair price to assess whether the stock is under or overvalued.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹21.12 | ₹16.90 - ₹25.34 | -66.3% | EPS: ₹1.76, Sector P/E: 12x |
| Book Value Method | asset | ₹16.10 | ₹14.49 - ₹17.71 | -74.3% | Book Value/Share: ₹20.12, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹18.79 | ₹16.91 - ₹20.67 | -70.0% | Revenue/Share: ₹6.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹25.06 | ₹22.55 - ₹27.57 | -60.0% | EBITDA: ₹32.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹45.84 | ₹36.67 - ₹55.01 | -26.8% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹18.79 | ₹16.91 - ₹20.67 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹18.79 | ₹16.91 - ₹20.67 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹31.32 | ₹28.19 - ₹34.45 | -50.0% | ROE: 9.9%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹28.23 | ₹25.41 - ₹31.05 | -54.9% | EPS: ₹1.76, BVPS: ₹20.12 |
REGENCY Intrinsic Value vs Market Price — All Valuation Models
Regency Fincorp fair value range ₹16–₹46 vs current market price ₹62.65 across 9 valuation models. Read REGENCY dividend track record for the complete payout history and dividend yield track record.
REGENCY Intrinsic Value Analysis — Undervalued or Overvalued?
Regency Fincorp median intrinsic value ₹21.12, current price ₹62.65 — Trading Above Calculated Value by 66.3%, margin of safety -100.0%.
What is the intrinsic value of REGENCY?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Regency Fincorp (REGENCY) is ₹21.12 (median value). With the current market price of ₹62.65, this represents a -66.3% variance from our estimated fair value.
The valuation range spans from ₹16.10 to ₹45.84, indicating ₹16.10 - ₹45.84.
Is REGENCY undervalued or overvalued?
Based on our multi-method analysis, Regency Fincorp (REGENCY) appears to be trading above calculated value by approximately 66.3%.
REGENCY Financial Health — Key Ratios vs Industry Benchmarks
Regency Fincorp financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Return on Equity | 9.9% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 59.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.15x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
REGENCY Cash Flow Quality — Operating & Free Cash Flow
Regency Fincorp operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹27 Cr | ₹-17 Cr | Positive Operating Cash Flow | 6/10 |
| March 2025 | ₹11 Cr | ₹-13 Cr | Positive Operating Cash Flow | 6/10 |