Punjab National Bank P/B Ratio
Punjab National Bank P/B ratio. Punjab National Bank (PNB) P/B ratio is 0.91 (Low), book value per share ₹655.34 vs Banks average P/B of 1.39 — Low - Trading below book value, may indicate undervaluation. Analyse PNB shareholding pattern to track promoter, FII and institutional holdings.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
PNB P/B Ratio — Valuation Insights & Book Value Analysis
Punjab National Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 0.91 (Low). View PNB 52-week chart for the annual high/low range and current price position.
- Stock appears undervalued with PB of 0.91, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Current PB is 394.6% above historical average
- Trading at discount to sector average PB of 1.39
Punjab National Bank P/B Ratio Historical Trend
PNB annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see PNB share price screener.
PNB Historical P/B Ratio — Book Value Per Share & Year-End Price
Punjab National Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 0.19 | ₹655.34 | ₹122.50 | ₹150,662 | Low |
| 2025 | 0.21 | ₹581.84 | ₹123.58 | ₹133,766 | Low |
| 2024 | 0.2 | ₹503.85 | ₹99.89 | ₹110,948 | Low |
| 2023 | 0.2 | ₹469.3 | ₹93.05 | ₹103,340 | Low |
| 2022 | 0.12 | ₹445.3 | ₹54.86 | ₹98,055 | Low |
PNB vs Banks Peers — P/B Ratio Comparison
Punjab National Bank P/B 0.91 vs Banks average 1.39, median 1.28 — range 0.71–3.76.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Bank of Baroda | BANKBARODA | 0.71 | ₹123,182 | Low |
| Bank of India | BANKINDIA | 0.73 | ₹62,271 | Low |
| Central Bank of India | CENTRALBK | 0.75 | ₹28,032 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.76 | ₹1,592 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.83 | ₹1,218 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.85 | ₹2,322 | Low |
| Canara Bank | CANBK | 0.88 | ₹110,662 | Low |
| Jammu & Kashmir Bank | J&KBANK | 0.96 | ₹15,345 | Low |
| Karnataka Bank | KTKBANK | 0.99 | ₹12,474 | Low |
| Union Bank of India | UNIONBANK | 0.99 | ₹137,939 | Low |