Piramal Finance Intrinsic Value
Piramal Finance intrinsic value. Piramal Finance (PIRAMALFIN) median intrinsic value is ₹3928.00 from 10 valuation models (range ₹601–₹5007), vs current price ₹2002.60 — +96.1% upside (Trading Below Calculated Value), margin of safety 49.0%. Compare with PIRAMALFIN fair price to assess whether the stock is under or overvalued.
PIRAMALFIN Valuation Methods Summary — DCF, Graham Number & P/E
Piramal Finance intrinsic value across 10 models vs current price ₹2002.60 — upside/downside and value range per method. Read Piramal Finance dividend payments for the complete payout history and dividend yield track record.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹1062.72 | ₹850.18 - ₹1275.26 | -46.9% | EPS: ₹88.56, Sector P/E: 12x |
| Book Value Method | asset | ₹5006.50 | ₹4505.85 - ₹5507.15 | +150.0% | Book Value/Share: ₹6264.89, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹3928.00 | ₹3535.20 - ₹4320.80 | +96.1% | Revenue/Share: ₹3928.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹4005.20 | ₹3604.68 - ₹4405.72 | +100.0% | EBITDA: ₹9764.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹5006.50 | ₹4005.20 - ₹6007.80 | +150.0% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹600.78 | ₹540.70 - ₹660.86 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹729.73 | ₹656.76 - ₹802.70 | -63.6% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹4005.20 | ₹3604.68 - ₹4405.72 | +100.0% | ROE: 7.1%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹3533.19 | ₹3179.87 - ₹3886.51 | +76.4% | EPS: ₹88.56, BVPS: ₹6264.89 |
| Dividend Yield Method | dividend | ₹600.78 | ₹540.70 - ₹660.86 | -70.0% | DPS: ₹11.00, Target Yield: 4.0% |
PIRAMALFIN Intrinsic Value vs Market Price — All Valuation Models
Piramal Finance fair value range ₹601–₹5007 vs current market price ₹2002.60 across 10 valuation models. For current market price and key ratios, visit PIRAMALFIN share price screener.
PIRAMALFIN Intrinsic Value Analysis — Undervalued or Overvalued?
Piramal Finance median intrinsic value ₹3928.00, current price ₹2002.60 — Trading Below Calculated Value by 96.1%, margin of safety 49.0%.
What is the intrinsic value of PIRAMALFIN?
Based on our comprehensive analysis using 10 different valuation methods, the estimated intrinsic value of Piramal Finance (PIRAMALFIN) is ₹3928.00 (median value). With the current market price of ₹2002.60, this represents a +96.1% variance from our estimated fair value.
The valuation range spans from ₹600.78 to ₹5006.50, indicating ₹600.78 - ₹5006.50.
Is PIRAMALFIN undervalued or overvalued?
Based on our multi-method analysis, Piramal Finance (PIRAMALFIN) appears to be trading below calculated value by approximately 96.1%.
PIRAMALFIN Financial Health — Key Ratios vs Industry Benchmarks
Piramal Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.13 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 7.1% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 35.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.16x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
PIRAMALFIN Cash Flow Quality — Operating & Free Cash Flow
Piramal Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-15,892 Cr | ₹-15,892 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-8,119 Cr | ₹-8,355 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-1,928 Cr | ₹-2,336 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹6,723 Cr | ₹6,723 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹8,661 Cr | ₹8,661 Cr | Positive Free Cash Flow | 8/10 |