One 97 Communications Intrinsic Value
One 97 Communications intrinsic value. One 97 Communications (PAYTM) median intrinsic value is ₹1034.38 from 8 valuation models (range ₹498–₹2004), vs current price ₹1661.40 — -37.7% downside (Trading Above Calculated Value), margin of safety -60.6%. Compare with PAYTM fair value estimate to assess whether the stock is under or overvalued.
PAYTM Valuation Methods Summary — DCF, Graham Number & P/E
One 97 Communications intrinsic value across 8 models vs current price ₹1661.40 — upside/downside and value range per method. For current market price and key ratios, visit PAYTM stock price BSE.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹498.42 | ₹398.74 - ₹598.10 | -70.0% | EPS: ₹11.48, Sector P/E: 12x |
| Book Value Method | asset | ₹2003.50 | ₹1803.15 - ₹2203.85 | +20.6% | Book Value/Share: ₹2504.38, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹1539.38 | ₹1385.44 - ₹1693.32 | -7.3% | Revenue/Share: ₹1539.38, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹1034.38 | ₹930.94 - ₹1137.82 | -37.7% | EBITDA: ₹1324.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹1381.68 | ₹1105.34 - ₹1658.02 | -16.8% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹498.42 | ₹448.58 - ₹548.26 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹498.42 | ₹448.58 - ₹548.26 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| Graham Defensive Method | conservative | ₹804.29 | ₹723.86 - ₹884.72 | -51.6% | EPS: ₹11.48, BVPS: ₹2504.38 |
PAYTM Intrinsic Value vs Market Price — All Valuation Models
One 97 Communications fair value range ₹498–₹2004 vs current market price ₹1661.40 across 8 valuation models. Read One 97 Communications dividend policy for the complete payout history and dividend yield track record.
PAYTM Intrinsic Value Analysis — Undervalued or Overvalued?
One 97 Communications median intrinsic value ₹1034.38, current price ₹1661.40 — Trading Above Calculated Value by 37.7%, margin of safety -60.6%.
What is the intrinsic value of PAYTM?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of One 97 Communications (PAYTM) is ₹1034.38 (median value). With the current market price of ₹1661.40, this represents a -37.7% variance from our estimated fair value.
The valuation range spans from ₹498.42 to ₹2003.50, indicating ₹498.42 - ₹2003.50.
Is PAYTM undervalued or overvalued?
Based on our multi-method analysis, One 97 Communications (PAYTM) appears to be trading above calculated value by approximately 37.7%.
PAYTM Financial Health — Key Ratios vs Industry Benchmarks
One 97 Communications financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Return on Equity | 4.6% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 6.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.41x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
PAYTM Cash Flow Quality — Operating & Free Cash Flow
One 97 Communications operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-743 Cr | ₹-743 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-121 Cr | ₹-1,137 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹651 Cr | ₹651 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹416 Cr | ₹416 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹-1,236 Cr | ₹-3,978 Cr | Negative Cash Flow | 3/10 |