Paisalo Digital P/B Ratio

Current P/B Ratio
4.53
High Valuation
Very High - Significant premium, high growth expectations or speculative

Paisalo Digital P/B ratio. Paisalo Digital (PAISALO) P/B ratio is 4.53 (High), book value per share ₹197.03 vs Financial Services average P/B of -3.58 — Very High - Significant premium, high growth expectations or speculative. Analyse PAISALO institutional holdings to track promoter, FII and institutional holdings.

Current Valuation Metrics

P/B Ratio 4.53
Current Price ₹81.13
Book Value/Share ₹197.03
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹1,793 Cr
Share Capital ₹91 Cr
Reserves & Surplus ₹1,702 Cr
Outstanding Shares 91,000,000
Book Value per Share ₹197.03

Valuation Signal

Signal Overvalued
Historical Avg 0.26
Historical Range 0.17 - 0.41
Percentile 100.0%

Sector Context

Sector Average -3.58
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

PAISALO P/B Ratio — Valuation Insights & Book Value Analysis

Paisalo Digital price-to-book ratio interpretation, valuation status and historical context — current P/B 4.53 (High). View PAISALO yearly price range for the annual high/low range and current price position.

  • Stock appears overvalued with PB of 4.53, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model
  • Current PB is 1629.0% above historical average
  • Trading at premium to sector average PB of -3.58

Paisalo Digital P/B Ratio Historical Trend

PAISALO annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see Paisalo Digital screener.

PAISALO Historical P/B Ratio — Book Value Per Share & Year-End Price

Paisalo Digital annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 0.41 ₹197.03 ₹81.13 ₹1,793 Low
2025 0.21 ₹170.56 ₹36.27 ₹1,535 Low
2024 0.34 ₹147.67 ₹49.98 ₹1,329 Low
2023 0.18 ₹258.44 ₹46.15 ₹1,163 Low
2022 0.17 ₹232.73 ₹38.60 ₹1,024 Low

PAISALO vs Financial Services Peers — P/B Ratio Comparison

Paisalo Digital P/B 4.53 vs Financial Services average -3.58, median 0.0 — range -91.12–0.16.

Sector Average
-3.58
Sector Median
0.0
Lowest P/B
-91.12
Highest P/B
0.16
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Manraj Housing Finance MANRAJH -21.51 ₹17 Low
Trustwave Securities TRUSTWAVE -13.82 ₹15 Low
Roselabs Finance ROSELABS -4.19 ₹20 Low
Gujarat Lease Financing GLFL -3.67 ₹15 Low
CMX Holdings CMXLTD -3.4 ₹22 Low
GACM Technologies DVR GATECHDVR -3.35 ₹9 Low
Reliance Home Finance RHFL -2.36 ₹131 Low
Kiduja India KIDUJA -2.35 ₹47 Low