Optimus Finance Intrinsic Value
Optimus Finance intrinsic value. Optimus Finance (OPTIFIN) median intrinsic value is ₹28.84 from 8 valuation models (range ₹5–₹43), vs current price ₹14.42 — +100.0% upside (Trading Below Calculated Value), margin of safety 50.0%. Compare with Optimus Finance valuation methods to assess whether the stock is under or overvalued.
OPTIFIN Valuation Methods Summary — DCF, Graham Number & P/E
Optimus Finance intrinsic value across 8 models vs current price ₹14.42 — upside/downside and value range per method. Read OPTIFIN dividend track record for the complete payout history and dividend yield track record.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹9.12 | ₹7.30 - ₹10.94 | -36.8% | EPS: ₹0.76, Sector P/E: 12x |
| Book Value Method | asset | ₹36.05 | ₹32.45 - ₹39.66 | +150.0% | Book Value/Share: ₹138.75, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹28.84 | ₹25.96 - ₹31.72 | +100.0% | Revenue/Share: ₹290.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹28.84 | ₹25.96 - ₹31.72 | +100.0% | EBITDA: ₹20.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹4.86 | ₹4.37 - ₹5.35 | -66.3% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹6.26 | ₹5.63 - ₹6.89 | -56.6% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹28.84 | ₹25.96 - ₹31.72 | +100.0% | ROE: 7.2%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹43.26 | ₹38.93 - ₹47.59 | +200.0% | EPS: ₹0.76, BVPS: ₹138.75 |
OPTIFIN Intrinsic Value vs Market Price — All Valuation Models
Optimus Finance fair value range ₹5–₹43 vs current market price ₹14.42 across 8 valuation models. For current market price and key ratios, visit Optimus Finance share price screener.
OPTIFIN Intrinsic Value Analysis — Undervalued or Overvalued?
Optimus Finance median intrinsic value ₹28.84, current price ₹14.42 — Trading Below Calculated Value by 100.0%, margin of safety 50.0%.
What is the intrinsic value of OPTIFIN?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Optimus Finance (OPTIFIN) is ₹28.84 (median value). With the current market price of ₹14.42, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹4.86 to ₹43.26, indicating ₹4.86 - ₹43.26.
Is OPTIFIN undervalued or overvalued?
Based on our multi-method analysis, Optimus Finance (OPTIFIN) appears to be trading below calculated value by approximately 100.0%.
OPTIFIN Financial Health — Key Ratios vs Industry Benchmarks
Optimus Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 22.29 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | 7.2% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 5.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 1.20x | Industry Standard: 1.0x+ | Above 1.0x | Measures asset utilization efficiency |
OPTIFIN Cash Flow Quality — Operating & Free Cash Flow
Optimus Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-17 Cr | ₹-19 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-10 Cr | ₹-13 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-9 Cr | ₹-9 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-1 Cr | ₹-2 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |