Niyogin Fintech Intrinsic Value
Niyogin Fintech intrinsic value. Niyogin Fintech (NIYOGIN) median intrinsic value is ₹13.91 from 7 valuation models (range ₹14–₹28), vs current price ₹46.37 — -70.0% downside (Trading Above Calculated Value), margin of safety -100.0%. For current market price and key ratios, visit NIYOGIN screener.
NIYOGIN Valuation Methods Summary — DCF, Graham Number & P/E
Niyogin Fintech intrinsic value across 7 models vs current price ₹46.37 — upside/downside and value range per method. Compare with NIYOGIN fair price to assess whether the stock is under or overvalued.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹13.91 | ₹11.13 - ₹16.69 | -70.0% | EPS: ₹0.24, Sector P/E: 12x |
| Book Value Method | asset | ₹23.93 | ₹21.54 - ₹26.32 | -48.4% | Book Value/Share: ₹29.91, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹27.75 | ₹24.98 - ₹30.53 | -40.2% | Revenue/Share: ₹27.75, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹21.62 | ₹19.46 - ₹23.78 | -53.4% | EBITDA: ₹48.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹13.91 | ₹12.52 - ₹15.30 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹13.91 | ₹12.52 - ₹15.30 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| Graham Defensive Method | conservative | ₹13.91 | ₹12.52 - ₹15.30 | -70.0% | EPS: ₹0.24, BVPS: ₹29.91 |
NIYOGIN Intrinsic Value vs Market Price — All Valuation Models
Niyogin Fintech fair value range ₹14–₹28 vs current market price ₹46.37 across 7 valuation models. Read NIYOGIN dividend growth for the complete payout history and dividend yield track record.
NIYOGIN Intrinsic Value Analysis — Undervalued or Overvalued?
Niyogin Fintech median intrinsic value ₹13.91, current price ₹46.37 — Trading Above Calculated Value by 70.0%, margin of safety -100.0%.
What is the intrinsic value of NIYOGIN?
Based on our comprehensive analysis using 7 different valuation methods, the estimated intrinsic value of Niyogin Fintech (NIYOGIN) is ₹13.91 (median value). With the current market price of ₹46.37, this represents a -70.0% variance from our estimated fair value.
The valuation range spans from ₹13.91 to ₹27.75, indicating ₹13.91 - ₹27.75.
Is NIYOGIN undervalued or overvalued?
Based on our multi-method analysis, Niyogin Fintech (NIYOGIN) appears to be trading above calculated value by approximately 70.0%.
NIYOGIN Financial Health — Key Ratios vs Industry Benchmarks
Niyogin Fintech financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 1.51 | Industry Standard: 2.0+ | Above 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 1.2% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 8.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.43x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
NIYOGIN Cash Flow Quality — Operating & Free Cash Flow
Niyogin Fintech operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-81 Cr | ₹-113 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-86 Cr | ₹-91 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-37 Cr | ₹-46 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-58 Cr | ₹-58 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-70 Cr | ₹-70 Cr | Negative Cash Flow | 3/10 |