Niva Bupa Health Insurance Company P/B Ratio
Niva Bupa Health Insurance Company P/B ratio. Niva Bupa Health Insurance Company (NIVABUPA) P/B ratio is 3.71 (High), book value per share ₹20.49 vs Insurance average P/B of 4.73 — High - Premium to book value, growth expectations or asset-light model. View NIVABUPA 52-week high low for the annual high/low range and current price position.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
NIVABUPA P/B Ratio — Valuation Insights & Book Value Analysis
Niva Bupa Health Insurance Company price-to-book ratio interpretation, valuation status and historical context — current P/B 3.71 (High). Analyse NIVABUPA shareholder distribution to track promoter, FII and institutional holdings.
- Stock appears overvalued with PB of 3.71, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Trading at discount to sector average PB of 4.73
Niva Bupa Health Insurance Company P/B Ratio Historical Trend
NIVABUPA annual price-to-book ratio — 3 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see NIVABUPA stock price BSE.
NIVABUPA Historical P/B Ratio — Book Value Per Share & Year-End Price
Niva Bupa Health Insurance Company annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 3.51 | ₹20.49 | ₹71.91 | ₹3,786 | High |
| 2025 | 3.65 | ₹20.67 | ₹75.40 | ₹3,776 | High |
| 2024 | 4.79 | ₹17.55 | ₹84.11 | ₹2,983 | High |
NIVABUPA vs Insurance Peers — P/B Ratio Comparison
Niva Bupa Health Insurance Company P/B 3.71 vs Insurance average 4.73, median 4.81 — range 0.78–8.28.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| GIC of India | GICRE | 0.78 | ₹57,404 | Low |
| The New India Assurance … | NIACL | 1.2 | ₹28,677 | Moderate |
| LIC of India | LICI | 2.83 | ₹497,588 | Moderate |
| Medi Assist Healthcare | MEDIASSIST | 2.85 | ₹2,239 | Moderate |
| Star Health Insurance | STARHEALTH | 4.26 | ₹31,906 | High |
| ICICI Lombard General In… | ICICIGI | 4.47 | ₹82,436 | High |
| ICICI Prudential Life In… | ICICIPRULI | 4.81 | ₹63,564 | High |
| Go Digit General Insuran… | GODIGIT | 5.69 | ₹26,593 | High |
| HDFC Life Insurance | HDFCLIFE | 6.19 | ₹118,515 | High |
| Canara HSBC Life Insuran… | CANHLIFE | 7.42 | ₹12,140 | High |