Motor & General Finance Intrinsic Value
Motor & General Finance intrinsic value. Motor & General Finance (MOTOGENFIN) median intrinsic value is ₹64.42 from 9 valuation models (range ₹10–₹77), vs current price ₹25.77 — +150.0% upside (Trading Below Calculated Value), margin of safety 60.0%. Compare with MOTOGENFIN DCF valuation to assess whether the stock is under or overvalued.
MOTOGENFIN Valuation Methods Summary — DCF, Graham Number & P/E
Motor & General Finance intrinsic value across 9 models vs current price ₹25.77 — upside/downside and value range per method. For current market price and key ratios, visit MOTOGENFIN screener.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹77.31 | ₹61.85 - ₹92.77 | +200.0% | EPS: ₹150.24, Sector P/E: 12x |
| Book Value Method | asset | ₹64.42 | ₹57.98 - ₹70.86 | +150.0% | Book Value/Share: ₹116.84, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹51.54 | ₹46.39 - ₹56.69 | +100.0% | Revenue/Share: ₹343.16, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹51.54 | ₹46.39 - ₹56.69 | +100.0% | EBITDA: ₹636.00Cr, EV/EBITDA: 6x |
| Simple DCF (5Y) | dcf | ₹10.31 | ₹8.25 - ₹12.37 | -60.0% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹77.31 | ₹69.58 - ₹85.04 | +200.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹77.31 | ₹69.58 - ₹85.04 | +200.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹51.54 | ₹46.39 - ₹56.69 | +100.0% | ROE: 263.1%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹77.31 | ₹69.58 - ₹85.04 | +200.0% | EPS: ₹150.24, BVPS: ₹116.84 |
MOTOGENFIN Intrinsic Value vs Market Price — All Valuation Models
Motor & General Finance fair value range ₹10–₹77 vs current market price ₹25.77 across 9 valuation models. Read MOTOGENFIN dividend track record for the complete payout history and dividend yield track record.
MOTOGENFIN Intrinsic Value Analysis — Undervalued or Overvalued?
Motor & General Finance median intrinsic value ₹64.42, current price ₹25.77 — Trading Below Calculated Value by 150.0%, margin of safety 60.0%.
What is the intrinsic value of MOTOGENFIN?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Motor & General Finance (MOTOGENFIN) is ₹64.42 (median value). With the current market price of ₹25.77, this represents a +150.0% variance from our estimated fair value.
The valuation range spans from ₹10.31 to ₹77.31, indicating ₹10.31 - ₹77.31.
Is MOTOGENFIN undervalued or overvalued?
Based on our multi-method analysis, Motor & General Finance (MOTOGENFIN) appears to be trading below calculated value by approximately 150.0%.
MOTOGENFIN Financial Health — Key Ratios vs Industry Benchmarks
Motor & General Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 68.00 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | 263.1% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | -84.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 2.12x | Industry Standard: 1.0x+ | Above 1.0x | Measures asset utilization efficiency |
MOTOGENFIN Cash Flow Quality — Operating & Free Cash Flow
Motor & General Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-45 Cr | ₹-45 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 8/10 |