LIC of India P/B Ratio
LIC of India P/B ratio. LIC of India (LICI) P/B ratio is 2.83 (Moderate), book value per share ₹279.66 vs Insurance average P/B of 4.83 — High - Premium to book value, growth expectations or asset-light model. Analyse LICI institutional holdings to track promoter, FII and institutional holdings.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
LICI P/B Ratio — Valuation Insights & Book Value Analysis
LIC of India price-to-book ratio interpretation, valuation status and historical context — current P/B 2.83 (Moderate). For live price, earnings yield and the full fundamental profile, see LICI stock price BSE.
- Current PB is 77.0% below historical average
- Trading at discount to sector average PB of 4.83
LIC of India P/B Ratio Historical Trend
LICI annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View LIC of India yearly highs lows for the annual high/low range and current price position.
LICI Historical P/B Ratio — Book Value Per Share & Year-End Price
LIC of India annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 1.39 | ₹279.66 | ₹387.50 | ₹176,882 | Moderate |
| 2025 | 4.24 | ₹201.59 | ₹854.90 | ₹127,505 | High |
| 2024 | 6.81 | ₹131.07 | ₹892.00 | ₹82,900 | High |
| 2023 | 11.36 | ₹73.28 | ₹832.50 | ₹46,350 | High |
| 2022 | 37.79 | ₹18.12 | ₹684.60 | ₹11,458 | High |
LICI vs Insurance Peers — P/B Ratio Comparison
LIC of India P/B 2.83 vs Insurance average 4.83, median 4.81 — range 0.78–8.32.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| GIC of India | GICRE | 0.78 | ₹57,404 | Low |
| The New India Assurance … | NIACL | 1.2 | ₹28,677 | Moderate |
| Medi Assist Healthcare | MEDIASSIST | 2.85 | ₹2,239 | Moderate |
| Niva Bupa Health Insuran… | NIVABUPA | 3.71 | ₹14,109 | High |
| Star Health Insurance | STARHEALTH | 4.26 | ₹31,906 | High |
| ICICI Lombard General In… | ICICIGI | 4.47 | ₹82,436 | High |
| ICICI Prudential Life In… | ICICIPRULI | 4.81 | ₹63,564 | High |
| Go Digit General Insuran… | GODIGIT | 5.69 | ₹26,593 | High |
| HDFC Life Insurance | HDFCLIFE | 6.19 | ₹118,515 | High |
| Canara HSBC Life Insuran… | CANHLIFE | 7.42 | ₹12,140 | High |