LIC of India P/B Ratio

Current P/B Ratio
2.83
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

LIC of India P/B ratio. LIC of India (LICI) P/B ratio is 2.83 (Moderate), book value per share ₹279.66 vs Insurance average P/B of 4.83 — High - Premium to book value, growth expectations or asset-light model. Analyse LICI institutional holdings to track promoter, FII and institutional holdings.

Current Valuation Metrics

P/B Ratio 2.83
Current Price ₹387.50
Book Value/Share ₹279.66
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹176,882 Cr
Share Capital ₹6,325 Cr
Reserves & Surplus ₹171,233 Cr
Outstanding Shares 6,325,000,000
Book Value per Share ₹279.66

Valuation Signal

Signal Overvalued
Historical Avg 12.32
Historical Range 1.39 - 37.79
Percentile 20.0%

Sector Context

Sector Average 4.83
Sector Median 4.81
Sector Rank #3 of 12
Sector Percentile 25.0%

LICI P/B Ratio — Valuation Insights & Book Value Analysis

LIC of India price-to-book ratio interpretation, valuation status and historical context — current P/B 2.83 (Moderate). For live price, earnings yield and the full fundamental profile, see LICI stock price BSE.

  • Current PB is 77.0% below historical average
  • Trading at discount to sector average PB of 4.83

LIC of India P/B Ratio Historical Trend

LICI annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View LIC of India yearly highs lows for the annual high/low range and current price position.

LICI Historical P/B Ratio — Book Value Per Share & Year-End Price

LIC of India annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 1.39 ₹279.66 ₹387.50 ₹176,882 Moderate
2025 4.24 ₹201.59 ₹854.90 ₹127,505 High
2024 6.81 ₹131.07 ₹892.00 ₹82,900 High
2023 11.36 ₹73.28 ₹832.50 ₹46,350 High
2022 37.79 ₹18.12 ₹684.60 ₹11,458 High

LICI vs Insurance Peers — P/B Ratio Comparison

LIC of India P/B 2.83 vs Insurance average 4.83, median 4.81 — range 0.78–8.32.

Sector Average
4.83
Sector Median
4.81
Lowest P/B
0.78
Highest P/B
8.32
Companies
12
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
GIC of India GICRE 0.78 ₹57,404 Low
The New India Assurance … NIACL 1.2 ₹28,677 Moderate
Medi Assist Healthcare MEDIASSIST 2.85 ₹2,239 Moderate
Niva Bupa Health Insuran… NIVABUPA 3.71 ₹14,109 High
Star Health Insurance STARHEALTH 4.26 ₹31,906 High
ICICI Lombard General In… ICICIGI 4.47 ₹82,436 High
ICICI Prudential Life In… ICICIPRULI 4.81 ₹63,564 High
Go Digit General Insuran… GODIGIT 5.69 ₹26,593 High
HDFC Life Insurance HDFCLIFE 6.19 ₹118,515 High
Canara HSBC Life Insuran… CANHLIFE 7.42 ₹12,140 High