Laxmi India Finance Intrinsic Value
Laxmi India Finance intrinsic value. Laxmi India Finance (LAXMIINDIA) median intrinsic value is ₹143.38 from 8 valuation models (range ₹34–₹226), vs current price ₹112.94 — +27.0% upside (Trading Below Calculated Value), margin of safety 21.2%. Compare with LAXMIINDIA stock valuation models to assess whether the stock is under or overvalued.
LAXMIINDIA Valuation Methods Summary — DCF, Graham Number & P/E
Laxmi India Finance intrinsic value across 8 models vs current price ₹112.94 — upside/downside and value range per method. For current market price and key ratios, visit Laxmi India Finance share price chart.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹132.00 | ₹105.60 - ₹158.40 | +16.9% | EPS: ₹11.00, Sector P/E: 12x |
| Book Value Method | asset | ₹143.38 | ₹129.04 - ₹157.72 | +27.0% | Book Value/Share: ₹179.23, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹131.92 | ₹118.73 - ₹145.11 | +16.8% | Revenue/Share: ₹131.92, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹225.88 | ₹203.29 - ₹248.47 | +100.0% | EBITDA: ₹220.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹33.88 | ₹30.49 - ₹37.27 | -70.0% | EPS Growth: 2.3%, Fair P/E: 1.8x |
| Growth Adjusted P/E | growth | ₹94.60 | ₹85.14 - ₹104.06 | -16.2% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹225.88 | ₹203.29 - ₹248.47 | +100.0% | ROE: 12.2%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹210.62 | ₹189.56 - ₹231.68 | +86.5% | EPS: ₹11.00, BVPS: ₹179.23 |
LAXMIINDIA Intrinsic Value vs Market Price — All Valuation Models
Laxmi India Finance fair value range ₹34–₹226 vs current market price ₹112.94 across 8 valuation models. Read LAXMIINDIA ex-dividend dates for the complete payout history and dividend yield track record.
LAXMIINDIA Intrinsic Value Analysis — Undervalued or Overvalued?
Laxmi India Finance median intrinsic value ₹143.38, current price ₹112.94 — Trading Below Calculated Value by 27.0%, margin of safety 21.2%.
What is the intrinsic value of LAXMIINDIA?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Laxmi India Finance (LAXMIINDIA) is ₹143.38 (median value). With the current market price of ₹112.94, this represents a +27.0% variance from our estimated fair value.
The valuation range spans from ₹33.88 to ₹225.88, indicating ₹33.88 - ₹225.88.
Is LAXMIINDIA undervalued or overvalued?
Based on our multi-method analysis, Laxmi India Finance (LAXMIINDIA) appears to be trading below calculated value by approximately 27.0%.
LAXMIINDIA Financial Health — Key Ratios vs Industry Benchmarks
Laxmi India Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.12 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 12.2% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 64.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.19x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
LAXMIINDIA Cash Flow Quality — Operating & Free Cash Flow
Laxmi India Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-311 Cr | ₹-320 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-224 Cr | ₹-228 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-169 Cr | ₹-169 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-19 Cr | ₹-29 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-5 Cr | ₹-6 Cr | Negative Cash Flow | 3/10 |