Kotak Bank Intrinsic Value
Kotak Bank intrinsic value. Kotak Bank (KOTAKBANK) median intrinsic value is ₹884.60 from 10 valuation models (range ₹133–₹1106), vs current price ₹442.30 — +100.0% upside (Trading Below Calculated Value), margin of safety 50.0%. For current market price and key ratios, visit Kotak Bank share price screener.
KOTAKBANK Valuation Methods Summary — DCF, Graham Number & P/E
Kotak Bank intrinsic value across 10 models vs current price ₹442.30 — upside/downside and value range per method. Compare with KOTAKBANK fundamental valuation to assess whether the stock is under or overvalued.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹261.60 | ₹209.28 - ₹313.92 | -40.9% | EPS: ₹21.80, Sector P/E: 12x |
| Book Value Method | asset | ₹1105.75 | ₹995.18 - ₹1216.33 | +150.0% | Book Value/Share: ₹1821.37, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹884.60 | ₹796.14 - ₹973.06 | +100.0% | Revenue/Share: ₹1144.72, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹884.60 | ₹796.14 - ₹973.06 | +100.0% | EBITDA: ₹29772.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹1105.75 | ₹884.60 - ₹1326.90 | +150.0% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹139.52 | ₹125.57 - ₹153.47 | -68.5% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹179.63 | ₹161.67 - ₹197.59 | -59.4% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹884.60 | ₹796.14 - ₹973.06 | +100.0% | ROE: 12.0%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹945.19 | ₹850.67 - ₹1039.71 | +113.7% | EPS: ₹21.80, BVPS: ₹1821.37 |
| Dividend Yield Method | dividend | ₹132.69 | ₹119.42 - ₹145.96 | -70.0% | DPS: ₹0.65, Target Yield: 4.0% |
KOTAKBANK Intrinsic Value vs Market Price — All Valuation Models
Kotak Bank fair value range ₹133–₹1106 vs current market price ₹442.30 across 10 valuation models. Read KOTAKBANK dividend history for the complete payout history and dividend yield track record.
KOTAKBANK Intrinsic Value Analysis — Undervalued or Overvalued?
Kotak Bank median intrinsic value ₹884.60, current price ₹442.30 — Trading Below Calculated Value by 100.0%, margin of safety 50.0%.
What is the intrinsic value of KOTAKBANK?
Based on our comprehensive analysis using 10 different valuation methods, the estimated intrinsic value of Kotak Bank (KOTAKBANK) is ₹884.60 (median value). With the current market price of ₹442.30, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹132.69 to ₹1105.75, indicating ₹132.69 - ₹1105.75.
Is KOTAKBANK undervalued or overvalued?
Based on our multi-method analysis, Kotak Bank (KOTAKBANK) appears to be trading below calculated value by approximately 100.0%.
KOTAKBANK Financial Health — Key Ratios vs Industry Benchmarks
Kotak Bank financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Return on Equity | 12.0% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 23.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.11x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
KOTAKBANK Cash Flow Quality — Operating & Free Cash Flow
Kotak Bank operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹41,727 Cr | ₹33,648 Cr | Positive Free Cash Flow | 8/10 |
| March 2025 | ₹16,916 Cr | ₹4,303 Cr | Positive Free Cash Flow | 7/10 |
| March 2024 | ₹15,685 Cr | ₹11,226 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹-1,242 Cr | ₹-6,433 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹8,418 Cr | ₹2,909 Cr | Positive Free Cash Flow | 7/10 |