Jio Financial Services Intrinsic Value
Jio Financial Services intrinsic value. Jio Financial Services (JIOFIN) median intrinsic value is ₹63.30 from 8 valuation models (range ₹63–₹169), vs current price ₹211.00 — -70.0% downside (Trading Above Calculated Value), margin of safety -100.0%. Read JIOFIN dividend track record for the complete payout history and dividend yield track record.
JIOFIN Valuation Methods Summary — DCF, Graham Number & P/E
Jio Financial Services intrinsic value across 8 models vs current price ₹211.00 — upside/downside and value range per method. Compare with Jio Financial Services value estimation to assess whether the stock is under or overvalued.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹63.30 | ₹50.64 - ₹75.96 | -70.0% | EPS: ₹1.72, Sector P/E: 12x |
| Book Value Method | asset | ₹168.56 | ₹151.70 - ₹185.42 | -20.1% | Book Value/Share: ₹210.69, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹63.30 | ₹56.97 - ₹69.63 | -70.0% | Revenue/Share: ₹6.67, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹84.40 | ₹75.96 - ₹92.84 | -60.0% | EBITDA: ₹2580.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹63.30 | ₹56.97 - ₹69.63 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹63.30 | ₹56.97 - ₹69.63 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| Graham Defensive Method | conservative | ₹90.30 | ₹81.27 - ₹99.33 | -57.2% | EPS: ₹1.72, BVPS: ₹210.69 |
| Dividend Yield Method | dividend | ₹63.30 | ₹56.97 - ₹69.63 | -70.0% | DPS: ₹0.60, Target Yield: 4.0% |
JIOFIN Intrinsic Value vs Market Price — All Valuation Models
Jio Financial Services fair value range ₹63–₹169 vs current market price ₹211.00 across 8 valuation models. For current market price and key ratios, visit Jio Financial Services share price screener.
JIOFIN Intrinsic Value Analysis — Undervalued or Overvalued?
Jio Financial Services median intrinsic value ₹63.30, current price ₹211.00 — Trading Above Calculated Value by 70.0%, margin of safety -100.0%.
What is the intrinsic value of JIOFIN?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Jio Financial Services (JIOFIN) is ₹63.30 (median value). With the current market price of ₹211.00, this represents a -70.0% variance from our estimated fair value.
The valuation range spans from ₹63.30 to ₹168.56, indicating ₹63.30 - ₹168.56.
Is JIOFIN undervalued or overvalued?
Based on our multi-method analysis, Jio Financial Services (JIOFIN) appears to be trading above calculated value by approximately 70.0%.
JIOFIN Financial Health — Key Ratios vs Industry Benchmarks
Jio Financial Services financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.18 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 0.8% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 59.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.03x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
JIOFIN Cash Flow Quality — Operating & Free Cash Flow
Jio Financial Services operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-15,439 Cr | ₹-18,265 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-10,089 Cr | ₹-10,089 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-678 Cr | ₹-678 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹2,055 Cr | ₹1,500 Cr | Positive Free Cash Flow | 8/10 |