Jana Small Finance Bank P/B Ratio
Jana Small Finance Bank P/B ratio. Jana Small Finance Bank (JSFB) P/B ratio is 1.18 (Moderate), book value per share ₹425.71 vs Banks average P/B of 1.39 — Moderate - Reasonably valued relative to book value. For live price, earnings yield and the full fundamental profile, see Jana Small Finance Bank share price chart.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
JSFB P/B Ratio — Valuation Insights & Book Value Analysis
Jana Small Finance Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 1.18 (Moderate). Analyse JSFB promoter holding to track promoter, FII and institutional holdings.
- Trading at discount to sector average PB of 1.39
Jana Small Finance Bank P/B Ratio Historical Trend
JSFB annual price-to-book ratio — 3 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View JSFB annual price range for the annual high/low range and current price position.
JSFB Historical P/B Ratio — Book Value Per Share & Year-End Price
Jana Small Finance Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 1.17 | ₹425.71 | ₹498.60 | ₹4,470 | Moderate |
| 2025 | 1.08 | ₹392.19 | ₹425.30 | ₹4,118 | Moderate |
| 2024 | 1.16 | ₹340.67 | ₹394.95 | ₹3,577 | Moderate |
JSFB vs Banks Peers — P/B Ratio Comparison
Jana Small Finance Bank P/B 1.18 vs Banks average 1.39, median 1.24 — range 0.71–3.8.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Bank of India | BANKINDIA | 0.71 | ₹60,778 | Low |
| Bank of Baroda | BANKBARODA | 0.71 | ₹120,389 | Low |
| Central Bank of India | CENTRALBK | 0.73 | ₹27,435 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.74 | ₹1,538 | Low |
| Dhanlaxmi Bank | DHANBANK | 0.79 | ₹1,046 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.85 | ₹1,270 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.87 | ₹2,475 | Low |
| Punjab National Bank | PNB | 0.92 | ₹129,411 | Low |
| Canara Bank | CANBK | 0.97 | ₹109,437 | Low |
| Karnataka Bank | KTKBANK | 1.0 | ₹12,172 | Moderate |