Jana Small Finance Bank P/B Ratio

Current P/B Ratio
1.18
Moderate Valuation
Moderate - Reasonably valued relative to book value

Jana Small Finance Bank P/B ratio. Jana Small Finance Bank (JSFB) P/B ratio is 1.18 (Moderate), book value per share ₹425.71 vs Banks average P/B of 1.39 — Moderate - Reasonably valued relative to book value. For live price, earnings yield and the full fundamental profile, see Jana Small Finance Bank share price chart.

Current Valuation Metrics

P/B Ratio 1.18
Current Price ₹498.60
Book Value/Share ₹425.71
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹4,470 Cr
Share Capital ₹105 Cr
Reserves & Surplus ₹4,365 Cr
Outstanding Shares 105,000,000
Book Value per Share ₹425.71

Valuation Signal

Signal Fairly Valued
Historical Avg 1.14
Historical Range 1.08 - 1.17
Percentile 100.0%

Sector Context

Sector Average 1.39
Sector Median 1.24
Sector Rank #11 of 40
Sector Percentile 27.5%

JSFB P/B Ratio — Valuation Insights & Book Value Analysis

Jana Small Finance Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 1.18 (Moderate). Analyse JSFB promoter holding to track promoter, FII and institutional holdings.

  • Trading at discount to sector average PB of 1.39

Jana Small Finance Bank P/B Ratio Historical Trend

JSFB annual price-to-book ratio — 3 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View JSFB annual price range for the annual high/low range and current price position.

JSFB Historical P/B Ratio — Book Value Per Share & Year-End Price

Jana Small Finance Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 1.17 ₹425.71 ₹498.60 ₹4,470 Moderate
2025 1.08 ₹392.19 ₹425.30 ₹4,118 Moderate
2024 1.16 ₹340.67 ₹394.95 ₹3,577 Moderate

JSFB vs Banks Peers — P/B Ratio Comparison

Jana Small Finance Bank P/B 1.18 vs Banks average 1.39, median 1.24 — range 0.71–3.8.

Sector Average
1.39
Sector Median
1.24
Lowest P/B
0.71
Highest P/B
3.8
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Bank of India BANKINDIA 0.71 ₹60,778 Low
Bank of Baroda BANKBARODA 0.71 ₹120,389 Low
Central Bank of India CENTRALBK 0.73 ₹27,435 Low
Suryoday Small Finance B… SURYODAY 0.74 ₹1,538 Low
Dhanlaxmi Bank DHANBANK 0.79 ₹1,046 Low
Capital Small Finance Ba… CAPITALSFB 0.85 ₹1,270 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.87 ₹2,475 Low
Punjab National Bank PNB 0.92 ₹129,411 Low
Canara Bank CANBK 0.97 ₹109,437 Low
Karnataka Bank KTKBANK 1.0 ₹12,172 Moderate